BJ (BJ's Wholesale Club Holdings) Accounts Receivable: $309 Mil (As of Jul. 2026)

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BJ BJ's Wholesale Club Holdings Inc BJ
87 GF Score
Price $90.49
GF Value $102.81
Valuation Modestly Undervalued
! 1 Warning Sign
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What is BJ's Wholesale Club Holdings Accounts Receivable?

BJ's Wholesale Club Holdings BJ -3.04% 87 Accounts Receivable is $309 Mil as of Jul. 2026. GuruFocus rates BJ with a GF Score™ of 87/100 and a GF Value™ of $102.81 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. BJ's Wholesale Club Holdings's accounts receivables for the quarter that ended in Jul. 2026 was $309 Mil.

Accounts receivable can be measured by Days Sales Outstanding. BJ's Wholesale Club Holdings's Days Sales Outstanding for the quarter that ended in Jul. 2026 was 4.52.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. BJ's Wholesale Club Holdings's Net-Net Working Capital per share for the quarter that ended in Jul. 2026 was $-37.36.


BJ's Wholesale Club Holdings Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

BJ's Wholesale Club Holdings's Days Sales Outstanding for the quarter that ended in Jul. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=308.605/6226.579*91
=4.52

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), BJ's Wholesale Club Holdings's accounts receivable are only considered to be worth 75% of book value:

BJ's Wholesale Club Holdings's Net-Net Working Capital Per Share for the quarter that ended in Jul. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(29.982+0.75 * 308.605+0.5 * 1617.034-5794.354
-0-0)/126.452
=-37.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


BJ's Wholesale Club Holdings Accounts Receivable Related Terms


BJ's Wholesale Club Holdings Accounts Receivable Historical Data

* Premium members only.

The historical data trend for BJ's Wholesale Club Holdings's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BJ's Wholesale Club Holdings Accounts Receivable Chart

BJ's Wholesale Club Holdings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 173.95 239.75 234.77 277.33 252.79

BJ's Wholesale Club Holdings Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 270.91 299.25 252.79 319.94 308.61
BJ
87GF Score
BJ's Wholesale Club Holdings Inc BJ
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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BJ's Wholesale Club Holdings Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $309 Mil mean?
BJ's Wholesale Club Holdings (BJ) has a Accounts Receivable of $309 Mil as of Jul. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on BJ's Wholesale Club Holdings and its competitors.
Is BJ's Wholesale Club Holdings' Accounts Receivable too high?
BJ's Wholesale Club Holdings' current Accounts Receivable is $309 Mil. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' Accounts Receivable compare to PSMT and TBBB?
BJ's Wholesale Club Holdings' Accounts Receivable of $309 Mil can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Retail - Defensive company?
A good Accounts Receivable depends on the Retail - Defensive industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on BJ's Wholesale Club Holdings and its competitors. BJ's Wholesale Club Holdings's current Accounts Receivable is $309 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings (BJ) is currently considered Modestly Undervalued. The stock's GF Value™ is $102.81, compared to a current price of $90.49 — trading 12% below its estimated fair value. The current Accounts Receivable is $309 Mil. BJ's Wholesale Club Holdings' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (BJ), the current Accounts Receivable is $309 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BJ's Wholesale Club Holdings (BJ) Overvalued in 2026?

Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued. The current stock price of $90.49 is trading 12% below its estimated GF Value™ of $102.81. GuruFocus considers BJ's Wholesale Club Holdings to be Modestly Undervalued.

Key valuation signals for BJ:

  • Accounts Receivable: $309 Mil
  • GF Value™: $102.81 vs. price of $90.49 (12% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BJ's Wholesale Club Holdings Business Description

Other Exchanges 8BJ:Germany
Address 350 Campus Drive, Marlborough, MA, USA, 01752
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
87GF Score

Get the complete analysis for BJ

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$90.49
Price
$102.81
GF Value