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BJ's Wholesale Club HoldingsBJ +5.61%83 Equity-to-Asset is 0.27 as of Apr. 2026, which is 145% above its 10-year median of 0.11. GuruFocus rates BJ with a GF Score™ of 83/100 and a GF Value™ of $100.65 (Fairly Valued). The stock has 1 warning sign investors should review. Among 313 Retail - Defensive companies, BJ's Wholesale Club Holdings ranks worse than 75.4% on this metric.
BJ's Wholesale Club Holdings (NYSE:BJ) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
BJ's Wholesale Club Holdings Equity-to-Asset Related Terms
BJ's Wholesale Club Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BJ's Wholesale Club Holdings Equity-to-Asset Chart
BJ vs PSMT, TBBB, OLLI: Equity-to-Asset Comparison
For the Discount Stores subindustry, BJ's Wholesale Club Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BJ's Wholesale Club Holdings Equity-to-Asset vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, BJ's Wholesale Club Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where BJ's Wholesale Club Holdings's Equity-to-Asset falls into.
BJ's Wholesale Club Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
BJ's Wholesale Club Holdings's Equity to Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BJ's Wholesale Club Holdings (BJ) has a Equity-to-Asset of 0.27 as of Apr. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BJ's Wholesale Club Holdings and its competitors. This is 145% above median its historical median of 0.11. According to the industry distribution chart, BJ's Wholesale Club Holdings ranks #236 out of 313 companies in the Retail - Defensive industry, placing it in the top 75.4%.
Is BJ's Wholesale Club Holdings' Equity-to-Asset too high?
BJ's Wholesale Club Holdings' current Equity-to-Asset of 0.27 is 145% above median its 10-year median of 0.11. The Retail - Defensive industry median Equity-to-Asset is 0.45. BJ's Wholesale Club Holdings' value of 0.27 is 40% below this industry median. Based on the distribution chart, BJ's Wholesale Club Holdings ranks #236 out of 313 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' Equity-to-Asset compare to PSMT and TBBB?
According to the Retail - Defensive industry distribution chart, BJ's Wholesale Club Holdings ranks #236 out of 313 companies for Equity-to-Asset. This places BJ's Wholesale Club Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.45. BJ's Wholesale Club Holdings' value of 0.27 is 40% below this benchmark. While the company's 10-year median is 0.11 vs. the industry median of 0.45, BJ's Wholesale Club Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Defensive company?
The median Equity-to-Asset among Retail - Defensive companies is 0.45, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BJ's Wholesale Club Holdings's current Equity-to-Asset of 0.27 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BJ's Wholesale Club Holdings and its competitors. For the Retail - Defensive industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BJ's Wholesale Club Holdings's current Equity-to-Asset is 0.27, which is 145% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings (BJ) is currently considered Fairly Valued. The stock's GF Value™ is $100.65, compared to a current price of $96.42 — trading 4.2% below its estimated fair value. The current Equity-to-Asset is 0.27, which is 145% above median its 10-year median of 0.11 and 40% below the Retail - Defensive industry median of 0.45. BJ's Wholesale Club Holdings' overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (BJ), the current Equity-to-Asset is 0.27 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BJ's Wholesale Club Holdings (BJ) Overvalued in 2026?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued.
The current stock price of $96.42 is trading 4.2% below its estimated GF Value™ of $100.65.
GuruFocus considers BJ's Wholesale Club Holdings to be Fairly Valued.
Key valuation signals for BJ:
Equity-to-Asset: 0.27 (145% above median its 10-year median of 0.11)
GF Value™: $100.65 vs. price of $96.42 (4.2% below fair value)
Industry Position: 40% below the Retail - Defensive median (#236 of 313)
No single metric tells the full story. See the BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
83GF Score
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