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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Discount Stores subindustry, BJ's Wholesale Club Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BJ's Wholesale Club Holdings Debt-to-Asset vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, BJ's Wholesale Club Holdings's Debt-to-Asset distribution charts can be found below:
* The bar in red indicates where BJ's Wholesale Club Holdings's Debt-to-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BJ's Wholesale Club Holdings (BJ) has a Debt-to-Asset of 0.35 as of Jul. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on BJ's Wholesale Club Holdings and its competitors.
Is BJ's Wholesale Club Holdings' Debt-to-Asset too high?
BJ's Wholesale Club Holdings' current Debt-to-Asset is 0.35. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' Debt-to-Asset compare to TBBB and PSMT?
BJ's Wholesale Club Holdings' Debt-to-Asset of 0.35 can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Retail - Defensive company?
A good Debt-to-Asset depends on the Retail - Defensive industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on BJ's Wholesale Club Holdings and its competitors. BJ's Wholesale Club Holdings's current Debt-to-Asset is 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings (BJ) is currently considered Modestly Undervalued. The stock's GF Value™ is $103.45, compared to a current price of $91.49 — trading 11.6% below its estimated fair value. The current Debt-to-Asset is 0.35. BJ's Wholesale Club Holdings' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (BJ), the current Debt-to-Asset is 0.35 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BJ's Wholesale Club Holdings (BJ) Overvalued in 2026?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued.
The current stock price of $91.49 is trading 11.6% below its estimated GF Value™ of $103.45.
GuruFocus considers BJ's Wholesale Club Holdings to be Modestly Undervalued.
Key valuation signals for BJ:
Debt-to-Asset: 0.35
GF Value™: $103.45 vs. price of $91.49 (11.6% below fair value)
No single metric tells the full story. See the BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
87GF Score
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