BJ's Wholesale Club HoldingsBJ +3.03%85 PB Ratio is 5.36 as of Jul. 04, 2026, which is 36% below its 10-year median of 8.33. GuruFocus rates BJ with a GF Score™ of 85/100 and a GF Value™ of $98.99 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 304 Retail - Defensive companies, BJ's Wholesale Club Holdings ranks worse than 85.86% on this metric.
BJ's Wholesale Club Holdings Inc stock PB Ratio (=5.36) is close to 10-year low of 5.12.
The historical rank and industry rank for BJ's Wholesale Club Holdings's PB Ratio or its related term are showing as below:
BJ'
s PB Ratio Range Over the Past 10 Years
Min: 5.12 Med: 8.33 Max: 171.24
Current: 5.36
During the past 11 years, BJ's Wholesale Club Holdings's highest PB Ratio was 171.24. The lowest was 5.12. And the median was 8.33.
BJ's PB Ratio is ranked worse than 85.86% of 304
companies
in the Retail - Defensive industry
Industry Median: 1.675
vs BJ: 5.36
During the past 12 months, BJ's Wholesale Club Holdings's average Book Value Per Share Growth Rate was 11.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 29.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 47.10% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of BJ's Wholesale Club Holdings was 67.70% per year. The lowest was 29.40% per year. And the median was 45.40% per year.
Back to Basics: PB Ratio
BJ's Wholesale Club Holdings (NYSE:BJ) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
BJ's Wholesale Club Holdings PB Ratio Related Terms
BJ's Wholesale Club Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Discount Stores subindustry, BJ's Wholesale Club Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BJ's Wholesale Club Holdings PB Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, BJ's Wholesale Club Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where BJ's Wholesale Club Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
BJ's Wholesale Club Holdings (BJ) has a PB Ratio of 5.36 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BJ's Wholesale Club Holdings and its competitors. This is 36% below median its historical median of 8.33. Over the past decade, BJ's Wholesale Club Holdings' PB Ratio has ranged from 5.12 to 171.24. According to the industry distribution chart, BJ's Wholesale Club Holdings ranks #261 out of 304 companies in the Retail - Defensive industry, placing it in the top 85.9%.
Is BJ's Wholesale Club Holdings' PB Ratio too high?
BJ's Wholesale Club Holdings' current PB Ratio of 5.36 is 36% below median its 10-year median of 8.33. Over the past 10 years, this metric has ranged from a low of 5.12 to a high of 171.24. The Retail - Defensive industry median PB Ratio is 1.68. BJ's Wholesale Club Holdings' value of 5.36 is 220% above this industry median. Based on the distribution chart, BJ's Wholesale Club Holdings ranks #261 out of 304 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' PB Ratio compare to PSMT and TBBB?
According to the Retail - Defensive industry distribution chart, BJ's Wholesale Club Holdings ranks #261 out of 304 companies for PB Ratio. This places BJ's Wholesale Club Holdings in the lower half of its industry. The industry median PB Ratio is 1.68. BJ's Wholesale Club Holdings' value of 5.36 is 220% above this benchmark. Historically, BJ's Wholesale Club Holdings' own PB Ratio has ranged from 5.12 to 171.24 over the past decade. While the company's 10-year median is 8.33 vs. the industry median of 1.68, BJ's Wholesale Club Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Defensive company?
The median PB Ratio among Retail - Defensive companies is 1.68, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BJ's Wholesale Club Holdings's current PB Ratio of 5.36 is 220% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BJ's Wholesale Club Holdings and its competitors. For the Retail - Defensive industry, the median PB Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BJ's Wholesale Club Holdings's current PB Ratio is 5.36, which is 36% below median its own 10-year median of 8.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings (BJ) is currently considered Modestly Undervalued. The stock's GF Value™ is $98.99, compared to a current price of $89.18 — trading 9.9% below its estimated fair value. The current PB Ratio is 5.36, which is 36% below median its 10-year median of 8.33 and 220% above the Retail - Defensive industry median of 1.68. BJ's Wholesale Club Holdings' overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (BJ), the current PB Ratio is 5.36 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BJ's Wholesale Club Holdings (BJ) Overvalued in 2026?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued.
The current stock price of $89.18 is trading 9.9% below its estimated GF Value™ of $98.99.
GuruFocus considers BJ's Wholesale Club Holdings to be Modestly Undervalued.
Key valuation signals for BJ:
PB Ratio: 5.36 (36% below median its 10-year median of 8.33)
GF Value™: $98.99 vs. price of $89.18 (9.9% below fair value)
Industry Position: 220% above the Retail - Defensive median (#261 of 304)
No single metric tells the full story. See the BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
85GF Score
Get the complete analysis for BJ
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BJ has been successfully added to your 
