BJ (BJ's Wholesale Club Holdings) Retained Earnings: $1,344 Mil (As of Apr. 2026)

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BJ BJ's Wholesale Club Holdings Inc BJ
85 GF Score
Price $93.40
GF Value $99.43
Valuation Fairly Valued
! 1 Warning Sign
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What is BJ's Wholesale Club Holdings Retained Earnings?

BJ's Wholesale Club Holdings BJ +0.35% 85 Retained Earnings is $1,344 Mil as of Apr. 2026. GuruFocus rates BJ with a GF Score™ of 85/100 and a GF Value™ of $99.43 (Fairly Valued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. BJ's Wholesale Club Holdings's retained earnings for the quarter that ended in Apr. 2026 was $1,344 Mil.

BJ's Wholesale Club Holdings's quarterly retained earnings declined from Oct. 2025 ($2,155 Mil) to Jan. 2026 ($1,201 Mil) but then increased from Jan. 2026 ($1,201 Mil) to Apr. 2026 ($1,344 Mil).

BJ's Wholesale Club Holdings's annual retained earnings increased from Jan. 2024 ($1,168 Mil) to Jan. 2025 ($1,703 Mil) but then declined from Jan. 2025 ($1,703 Mil) to Jan. 2026 ($1,201 Mil).


BJ's Wholesale Club Holdings  (NYSE:BJ) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


BJ's Wholesale Club Holdings Retained Earnings Historical Data

* Premium members only.

The historical data trend for BJ's Wholesale Club Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BJ's Wholesale Club Holdings Retained Earnings Chart

BJ's Wholesale Club Holdings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 131.31 644.49 1,168.23 1,702.65 1,201.21

BJ's Wholesale Club Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,852.42 2,003.12 2,155.17 1,201.21 1,343.93
BJ
85GF Score
BJ's Wholesale Club Holdings Inc BJ
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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BJ's Wholesale Club Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $1,344 Mil mean?
BJ's Wholesale Club Holdings (BJ) has a Retained Earnings of $1,344 Mil as of Apr. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on BJ's Wholesale Club Holdings and its competitors.
Is BJ's Wholesale Club Holdings' Retained Earnings too high?
BJ's Wholesale Club Holdings' current Retained Earnings is $1,344 Mil. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' Retained Earnings compare to PSMT and TBBB?
BJ's Wholesale Club Holdings' Retained Earnings of $1,344 Mil can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Retail - Defensive company?
A good Retained Earnings depends on the Retail - Defensive industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on BJ's Wholesale Club Holdings and its competitors. BJ's Wholesale Club Holdings's current Retained Earnings is $1,344 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
Based on GuruFocus' analysis, BJ's Wholesale Club Holdings (BJ) is currently considered Fairly Valued. The stock's GF Value™ is $99.43, compared to a current price of $93.40 — trading 6.1% below its estimated fair value. The current Retained Earnings is $1,344 Mil. BJ's Wholesale Club Holdings' overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (BJ), the current Retained Earnings is $1,344 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BJ's Wholesale Club Holdings (BJ) Overvalued in 2026?

Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued. The current stock price of $93.40 is trading 6.1% below its estimated GF Value™ of $99.43. GuruFocus considers BJ's Wholesale Club Holdings to be Fairly Valued.

Key valuation signals for BJ:

  • Retained Earnings: $1,344 Mil
  • GF Value™: $99.43 vs. price of $93.40 (6.1% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BJ's Wholesale Club Holdings Business Description

Other Exchanges 8BJ:Germany
Address 350 Campus Drive, Marlborough, MA, USA, 01752
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
85GF Score

Get the complete analysis for BJ

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$93.40
Price
$99.43
GF Value