PT Bank Jago Tbk (ISX:ARTO) Accounts Receivable: Rp0 Mil (As of Jun. 2026)

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ISX:ARTO PT Bank Jago Tbk ISX:ARTO
69 GF Score
Price Rp1,020.00
GF Value Rp3,877.80
Valuation Significantly Undervalued
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What is PT Bank Jago Tbk Accounts Receivable?

PT Bank Jago Tbk ISX:ARTO -2.86% 69 Accounts Receivable is Rp0 Mil as of Jun. 2026. GuruFocus rates ISX:ARTO with a GF Score™ of 69/100 and a GF Value™ of Rp3,877.80 (Significantly Undervalued).

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. PT Bank Jago Tbk's accounts receivables for the quarter that ended in Jun. 2026 was Rp0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. PT Bank Jago Tbk's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. PT Bank Jago Tbk's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was Rp-1,957.07.


PT Bank Jago Tbk Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

PT Bank Jago Tbk's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/775693*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), PT Bank Jago Tbk's accounts receivable are only considered to be worth 75% of book value:

PT Bank Jago Tbk's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(5268771+0.75 * 0+0.5 * 0-32396321
-0-0)/13861.331
=-1,957.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


PT Bank Jago Tbk Accounts Receivable Related Terms


PT Bank Jago Tbk Accounts Receivable Historical Data

* Premium members only.

The historical data trend for PT Bank Jago Tbk's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Jago Tbk Accounts Receivable Chart

PT Bank Jago Tbk Annual Data
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Accounts Receivable
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PT Bank Jago Tbk Quarterly Data
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ISX:ARTO
69GF Score
PT Bank Jago Tbk ISX:ARTO
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Jago Tbk Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of Rp0 Mil mean?
PT Bank Jago Tbk (ISX:ARTO) has a Accounts Receivable of Rp0 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on PT Bank Jago Tbk and its competitors.
Is PT Bank Jago Tbk's Accounts Receivable too high?
PT Bank Jago Tbk's current Accounts Receivable is Rp0 Mil. Overall, PT Bank Jago Tbk has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Jago Tbk's Accounts Receivable compare to competitors?
PT Bank Jago Tbk's Accounts Receivable of Rp0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on PT Bank Jago Tbk and its competitors. PT Bank Jago Tbk's current Accounts Receivable is Rp0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Jago Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Jago Tbk (ISX:ARTO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,877.80, compared to a current price of Rp1,020.00 — trading 73.7% below its estimated fair value. The current Accounts Receivable is Rp0 Mil. PT Bank Jago Tbk's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For PT Bank Jago Tbk (ISX:ARTO), the current Accounts Receivable is Rp0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Jago Tbk (ISX:ARTO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Jago Tbk stock appears to be undervalued. The current stock price of Rp1,020.00 is trading 73.7% below its estimated GF Value™ of Rp3,877.80. GuruFocus considers PT Bank Jago Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ARTO:

  • Accounts Receivable: Rp0 Mil
  • GF Value™: Rp3,877.80 vs. price of Rp1,020.00 (73.7% below fair value)
  • GF Score™: 69/100

No single metric tells the full story. See the ISX:ARTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Jago Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6, Menara SMBC, 46th Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Jago Tbk is an Indonesian-based banking company. It offers various banking products and services that are categorized into funding and lending activities, along with other supporting banking services. Its funding activities are Saving & Spending Pockets, Locked Pockets, Shared Pockets, Giveaway Pockets, and others. Its Lending activities are a technology-based bank that serves the small and medium enterprises segment, the retail segment, and the mass market segment. Its operating segments are Outside Jakarta and DKI Jakarta.
69GF Score

Get the complete analysis for ISX:ARTO

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,020.00
Price
Rp3,877.80
GF Value