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PT Bank Jago TbkISX:ARTO +2.03%70 Median PS Value is Rp4,448.89 as of Aug. 12, 2026, which is 100% below its 10-year median of 0.27. GuruFocus rates ISX:ARTO with a GF Score™ of 70/100 and a GF Value™ of Rp3,717.40 (Significantly Undervalued). Among 1,051 Banks companies, PT Bank Jago Tbk ranks better than 99.33% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. PT Bank Jago Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was Rp203.676. PT Bank Jago Tbk's 10-Year median PS Ratio is 21.843. Therefore, the Median PS Value for today is Rp4,448.89.
As of today (2026-08-12), PT Bank Jago Tbk's share price is Rp1255.00. PT Bank Jago Tbk's Median PS Value is Rp4,448.89. Therefore, PT Bank Jago Tbk's Price to Median PS Value for today is 0.28.
The historical rank and industry rank for PT Bank Jago Tbk's Median PS Value or its related term are showing as below:
ISX:ARTO'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.22 Med: 0.27 Max: 0.31
Current: 0.28
During the past 11 years, the highest Price to Median PS Value of PT Bank Jago Tbk was 0.31. The lowest was 0.22. And the median was 0.27.
ISX:ARTO's Price-to-Median-PS-Value is ranked better than 99.33% of 1051
companies
in the Banks industry
Industry Median: 1.12
vs ISX:ARTO: 0.28
PT Bank Jago Tbk (ISX:ARTO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PT Bank Jago Tbk's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1255.00
/
4,448.89
=
0.28
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Jago Tbk Median PS Value Related Terms
PT Bank Jago Tbk Median PS Value Historical Data
* Premium members only.
The historical data trend for PT Bank Jago Tbk's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Jago Tbk Median PS Value Competitor Comparison
For the Banks - Regional subindustry, PT Bank Jago Tbk's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Jago Tbk Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Jago Tbk's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where PT Bank Jago Tbk's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 21.843.
PT Bank Jago Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp203.676.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Jago Tbk (ISX:ARTO) has a Median PS Value of Rp4,448.89 as of Aug. 12, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Jago Tbk and its competitors. This is 1647637% above median its historical median of 0.27. Over the past decade, PT Bank Jago Tbk's Median PS Value has ranged from 0.22 to 0.31. According to the industry distribution chart, PT Bank Jago Tbk ranks #7 out of 1051 companies in the Banks industry, placing it in the top 0.7%.
Is PT Bank Jago Tbk's Median PS Value too high?
PT Bank Jago Tbk's current Median PS Value of Rp4,448.89 is 1647637% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.31. Based on the distribution chart, PT Bank Jago Tbk ranks #7 out of 1051 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Jago Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Jago Tbk's Median PS Value compare to competitors?
According to the Banks industry distribution chart, PT Bank Jago Tbk ranks #7 out of 1051 companies for Median PS Value. This places PT Bank Jago Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.12. Historically, PT Bank Jago Tbk's own Median PS Value has ranged from 0.22 to 0.31 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.12, based on 1,051 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Jago Tbk and its competitors. For the Banks industry, the median Median PS Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Jago Tbk's current Median PS Value is Rp4,448.89, which is 1647637% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Jago Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Jago Tbk (ISX:ARTO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,717.40, compared to a current price of Rp1,255.00 — trading 66.2% below its estimated fair value. The current Median PS Value is Rp4,448.89, which is 1647637% above median its 10-year median of 0.27. PT Bank Jago Tbk's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PT Bank Jago Tbk (ISX:ARTO), the current Median PS Value is Rp4,448.89 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Jago Tbk (ISX:ARTO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Jago Tbk stock appears to be undervalued.
The current stock price of Rp1,255.00 is trading 66.2% below its estimated GF Value™ of Rp3,717.40.
GuruFocus considers PT Bank Jago Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ARTO:
Median PS Value: Rp4,448.89 (1647637% above median its 10-year median of 0.27)
GF Value™: Rp3,717.40 vs. price of Rp1,255.00 (66.2% below fair value)
No single metric tells the full story. See the ISX:ARTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Jago Tbk is an Indonesian-based banking company. It offers various banking products and services that are categorized into funding and lending activities, along with other supporting banking services. Its funding activities are Saving & Spending Pockets, Locked Pockets, Shared Pockets, Giveaway Pockets, and others. Its Lending activities are a technology-based bank that serves the small and medium enterprises segment, the retail segment, and the mass market segment. Its operating segments are Outside Jakarta and DKI Jakarta.
70GF Score
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