PT Bank Jago Tbk (ISX:ARTO) Accumulated Depreciation

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:ARTO PT Bank Jago Tbk ISX:ARTO
66 GF Score
Price Rp885.00
GF Value Rp3,609.96
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Jago Tbk Accumulated Depreciation?

Accumulated Depreciation does not apply to banks and insurance companies.

ISX:ARTO
66GF Score
PT Bank Jago Tbk ISX:ARTO
Accumulated Depreciation is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Jago Tbk (ISX:ARTO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Jago Tbk stock appears to be undervalued. The current stock price of Rp885.00 is trading 75.5% below its estimated GF Value™ of Rp3,609.96. GuruFocus considers PT Bank Jago Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ARTO:

  • Accumulated Depreciation:
  • GF Value™: Rp3,609.96 vs. price of Rp885.00 (75.5% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the ISX:ARTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Jago Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6, Menara SMBC, 46th Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Jago Tbk is an Indonesian digital bank operating primarily through a mobile application, offering retail and small business banking services. Its funding products include savings accounts organized into "Pockets," such as Saving, Spending, Locked, Shared, and Giveaway Pockets, which let customers allocate and share money digitally. On the lending side, it provides credit to retail customers, mass-market segments, and small and medium enterprises, often through partnerships with digital ecosystems and fintech platforms. The bank also offers payment, transfer, and card services integrated into its app. Revenue comes mainly from interest income on loans and government securities, along with fees from banking services and ecosystem partnerships. It serves customers across Indonesia, with operations spanning the Jakarta area and other regions, and is listed on the Indonesia Stock Exchange.
66GF Score

Get the complete analysis for ISX:ARTO

Accumulated Depreciation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp885.00
Price
Rp3,609.96
GF Value