SWVL (Swvl Holdings) Accounts Receivable: $3.83 Mil (As of Dec. 2025)

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SWVL Swvl Holdings Corp SWVL
54 GF Score
Price $3.15
GF Value $3.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Swvl Holdings Accounts Receivable?

Swvl Holdings SWVL +37.44% 54 Accounts Receivable is $3.83 Mil as of Dec. 2025. GuruFocus rates SWVL with a GF Score™ of 54/100 and a GF Value™ of $3.17 (Fairly Valued). The stock has 3 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Swvl Holdings's accounts receivables for the quarter that ended in Dec. 2025 was $3.83 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Swvl Holdings's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 50.03.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Swvl Holdings's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was $-0.69.


Swvl Holdings Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Swvl Holdings's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=3.832/13.979*91
=50.03

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Swvl Holdings's accounts receivable are only considered to be worth 75% of book value:

Swvl Holdings's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(4.414+0.75 * 3.832+0.5 * 0-17.096
-0--2.97)/9.964
=-0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Swvl Holdings Accounts Receivable Related Terms


Swvl Holdings Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Swvl Holdings's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swvl Holdings Accounts Receivable Chart

Swvl Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 5.55 7.95 2.38 2.69 3.83

Swvl Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 3.29 2.69 5.33 3.83
SWVL
54GF Score
Swvl Holdings Corp SWVL
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Swvl Holdings Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $3.83 Mil mean?
Swvl Holdings (SWVL) has a Accounts Receivable of $3.83 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Swvl Holdings and its competitors.
Is Swvl Holdings' Accounts Receivable too high?
Swvl Holdings' current Accounts Receivable is $3.83 Mil. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' Accounts Receivable compare to RVSN and PNYG?
Swvl Holdings' Accounts Receivable of $3.83 Mil can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Transportation company?
A good Accounts Receivable depends on the Transportation industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Swvl Holdings and its competitors. Swvl Holdings's current Accounts Receivable is $3.83 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current Accounts Receivable is $3.83 Mil. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current Accounts Receivable is $3.83 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swvl Holdings (SWVL) Overvalued in 2026?

Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued. The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17. GuruFocus considers Swvl Holdings to be Fairly Valued.

Key valuation signals for SWVL:

  • Accounts Receivable: $3.83 Mil
  • GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swvl Holdings Business Description

Address One Central, The Offices 4, Dubai World Trade Centre, Dubai, ARE
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$3.17
GF Value