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Swvl HoldingsSWVL +37.44%54 Equity-to-Asset is 0.30 as of Dec. 2025, which is 14% below its 10-year median of 0.35. GuruFocus rates SWVL with a GF Score™ of 54/100 and a GF Value™ of $3.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,014 Transportation companies, Swvl Holdings ranks worse than 77.32% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Swvl Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $5.92 Mil. Swvl Holdings's Total Assets for the quarter that ended in Dec. 2025 was $20.04 Mil.
Therefore, Swvl Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.30.
The historical rank and industry rank for Swvl Holdings's Equity-to-Asset or its related term are showing as below:
SWVL'
s Equity-to-Asset Range Over the Past 10 Years
Min: -1.51 Med: 0.35 Max: 0.75
Current: 0.3
During the past 8 years, the highest Equity to Asset Ratio of Swvl Holdings was 0.75. The lowest was -1.51. And the median was 0.35.
SWVL's Equity-to-Asset is ranked worse than 77.32% of 1014
companies
in the Transportation industry
Industry Median: 0.5
vs SWVL: 0.30
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Swvl Holdings Equity-to-Asset Related Terms
Swvl Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Swvl Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SWVL vs RVSN, PNYG, UNP: Equity-to-Asset Comparison
For the Railroads subindustry, Swvl Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swvl Holdings Equity-to-Asset vs Transportation Industry
For the Transportation industry and Industrials sector, Swvl Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Swvl Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Swvl Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swvl Holdings (SWVL) has a Equity-to-Asset of 0.30 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swvl Holdings and its competitors. This is 14% below median its historical median of 0.35. According to the industry distribution chart, Swvl Holdings ranks #784 out of 1014 companies in the Transportation industry, placing it in the top 77.3%.
Is Swvl Holdings' Equity-to-Asset too high?
Swvl Holdings' current Equity-to-Asset of 0.30 is 14% below median its 10-year median of 0.35. The Transportation industry median Equity-to-Asset is 0.50. Swvl Holdings' value of 0.30 is 40% below this industry median. Based on the distribution chart, Swvl Holdings ranks #784 out of 1014 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' Equity-to-Asset compare to RVSN and PNYG?
According to the Transportation industry distribution chart, Swvl Holdings ranks #784 out of 1014 companies for Equity-to-Asset. This places Swvl Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.50. Swvl Holdings' value of 0.30 is 40% below this benchmark. While the company's 10-year median is 0.35 vs. the industry median of 0.50, Swvl Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Transportation company?
The median Equity-to-Asset among Transportation companies is 0.50, based on 1,014 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swvl Holdings's current Equity-to-Asset of 0.30 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swvl Holdings and its competitors. For the Transportation industry, the median Equity-to-Asset is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swvl Holdings's current Equity-to-Asset is 0.30, which is 14% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current Equity-to-Asset is 0.30, which is 14% below median its 10-year median of 0.35 and 40% below the Transportation industry median of 0.50. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current Equity-to-Asset is 0.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swvl Holdings (SWVL) Overvalued in 2026?
Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued.
The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17.
GuruFocus considers Swvl Holdings to be Fairly Valued.
Key valuation signals for SWVL:
Equity-to-Asset: 0.30 (14% below median its 10-year median of 0.35)
GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
Industry Position: 40% below the Transportation median (#784 of 1014)
No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score
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