SWVL (Swvl Holdings) 3-Year Book Growth Rate: -21.50% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SWVL Swvl Holdings Corp SWVL
54 GF Score
Price $3.15
GF Value $3.17
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Swvl Holdings 3-Year Book Growth Rate?

Swvl Holdings SWVL +37.44% 54 3-Year Book Growth Rate is -21.50% as of Dec. 2025. GuruFocus rates SWVL with a GF Score™ of 54/100 and a GF Value™ of $3.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 949 Transportation companies, Swvl Holdings ranks worse than 95.26% on this metric.

Swvl Holdings's Book Value per Share for the quarter that ended in Dec. 2025 was $0.59.

During the past 12 months, Swvl Holdings's average Book Value per Share Growth Rate was 157.10% per year. During the past 3 years, the average Book Value per Share Growth Rate was -21.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Swvl Holdings was -21.50% per year. The lowest was -32.90% per year. And the median was -30.20% per year.


Swvl Holdings  (NAS:SWVL) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Swvl Holdings 3-Year Book Growth Rate Related Terms


SWVL vs RVSN, PNYG, UNP: 3-Year Book Growth Rate Comparison

For the Railroads subindustry, Swvl Holdings's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swvl Holdings 3-Year Book Growth Rate vs Transportation Industry

For the Transportation industry and Industrials sector, Swvl Holdings's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Swvl Holdings's 3-Year Book Growth Rate falls into.


SWVL
54GF Score
Swvl Holdings Corp SWVL
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swvl Holdings 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of -21.50% mean?
Swvl Holdings (SWVL) has a 3-Year Book Growth Rate of -21.50% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Swvl Holdings and its competitors. According to the industry distribution chart, Swvl Holdings ranks #904 out of 949 companies in the Transportation industry, placing it in the top 95.3%.
Is Swvl Holdings' 3-Year Book Growth Rate too high?
Swvl Holdings' current 3-Year Book Growth Rate is -21.50%. Based on the distribution chart, Swvl Holdings ranks #904 out of 949 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' 3-Year Book Growth Rate compare to RVSN and PNYG?
According to the Transportation industry distribution chart, Swvl Holdings ranks #904 out of 949 companies for 3-Year Book Growth Rate. This places Swvl Holdings in the lower half of its industry. The industry median 3-Year Book Growth Rate is 6.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Transportation company?
The median 3-Year Book Growth Rate among Transportation companies is 6.00, based on 949 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Swvl Holdings and its competitors. For the Transportation industry, the median 3-Year Book Growth Rate is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swvl Holdings's current 3-Year Book Growth Rate is -21.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current 3-Year Book Growth Rate is -21.50%. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current 3-Year Book Growth Rate is -21.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swvl Holdings (SWVL) Overvalued in 2026?

Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued. The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17. GuruFocus considers Swvl Holdings to be Fairly Valued.

Key valuation signals for SWVL:

  • 3-Year Book Growth Rate: -21.50%
  • GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swvl Holdings Business Description

Address One Central, The Offices 4, Dubai World Trade Centre, Dubai, ARE
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score

Get the complete analysis for SWVL

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$3.17
GF Value