SWVL (Swvl Holdings) 3-Year FCF Growth Rate: 71.40% (As of Dec. 2025) — 21% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SWVL Swvl Holdings Corp SWVL
54 GF Score
Price $3.15
GF Value $3.17
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Swvl Holdings 3-Year FCF Growth Rate?

Swvl Holdings SWVL +37.44% 54 3-Year FCF Growth Rate is 71.40% as of Dec. 2025, which is 21% above its 10-year median of 58.85. GuruFocus rates SWVL with a GF Score™ of 54/100 and a GF Value™ of $3.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 652 Transportation companies, Swvl Holdings ranks better than 92.18% on this metric.

Swvl Holdings's Free Cash Flow per Share for the six months ended in Dec. 2025 was $-0.23.

During the past 3 years, the average Free Cash Flow per Share Growth Rate was 71.40% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 56.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

During the past 8 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Swvl Holdings was 71.40% per year. The lowest was -8.60% per year. And the median was 58.85% per year.


Swvl Holdings  (NAS:SWVL) 3-Year FCF Growth Rate Explanation

Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.


Swvl Holdings 3-Year FCF Growth Rate Related Terms


SWVL vs RVSN, PNYG, UNP: 3-Year FCF Growth Rate Comparison

For the Railroads subindustry, Swvl Holdings's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swvl Holdings 3-Year FCF Growth Rate vs Transportation Industry

For the Transportation industry and Industrials sector, Swvl Holdings's 3-Year FCF Growth Rate distribution charts can be found below:

* The bar in red indicates where Swvl Holdings's 3-Year FCF Growth Rate falls into.


SWVL
54GF Score
Swvl Holdings Corp SWVL
3-Year FCF Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swvl Holdings 3-Year FCF Growth Rate Calculation

This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.

Frequently Asked Questions Learn more about 3-Year FCF Growth Rate →
What does a 3-Year FCF Growth Rate of 71.40% mean?
Swvl Holdings (SWVL) has a 3-Year FCF Growth Rate of 71.40% as of Dec. 2025. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Swvl Holdings and its competitors. This is 21% above median its historical median of 58.85. According to the industry distribution chart, Swvl Holdings ranks #51 out of 652 companies in the Transportation industry, placing it in the top 7.8%.
Is Swvl Holdings' 3-Year FCF Growth Rate too high?
Swvl Holdings' current 3-Year FCF Growth Rate of 71.40% is 21% above median its 10-year median of 58.85. Based on the distribution chart, Swvl Holdings ranks #51 out of 652 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' 3-Year FCF Growth Rate compare to RVSN and PNYG?
According to the Transportation industry distribution chart, Swvl Holdings ranks #51 out of 652 companies for 3-Year FCF Growth Rate. This places Swvl Holdings in the top 8% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Transportation company?
A good 3-Year FCF Growth Rate depends on the Transportation industry context. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Swvl Holdings and its competitors. Swvl Holdings's current 3-Year FCF Growth Rate is 71.40%, which is 21% above median its own 10-year median of 58.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current 3-Year FCF Growth Rate is 71.40%, which is 21% above median its 10-year median of 58.85. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current 3-Year FCF Growth Rate is 71.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swvl Holdings (SWVL) Overvalued in 2026?

Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued. The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17. GuruFocus considers Swvl Holdings to be Fairly Valued.

Key valuation signals for SWVL:

  • 3-Year FCF Growth Rate: 71.40% (21% above median its 10-year median of 58.85)
  • GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swvl Holdings Business Description

Address One Central, The Offices 4, Dubai World Trade Centre, Dubai, ARE
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score

Get the complete analysis for SWVL

3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$3.17
GF Value