SWVL (Swvl Holdings) ROE % Adjusted to Book Value: 11.48% (As of Dec. 2025)

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SWVL Swvl Holdings Corp SWVL
54 GF Score
Price $3.15
GF Value $3.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Swvl Holdings ROE % Adjusted to Book Value?

Swvl Holdings SWVL +37.44% 54 ROE % Adjusted to Book Value is 11.48% as of Dec. 2025. GuruFocus rates SWVL with a GF Score™ of 54/100 and a GF Value™ of $3.17 (Fairly Valued). The stock has 3 warning signs investors should review.

Swvl Holdings's ROE % for the quarter that ended in Dec. 2025 was 36.74%. Swvl Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 3.20. Swvl Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.48%.


Swvl Holdings ROE % Adjusted to Book Value Related Terms


Swvl Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Swvl Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swvl Holdings ROE % Adjusted to Book Value Chart

Swvl Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 30.50 -6.66 10.01

Swvl Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.10 -3.59 -21.07 2.53 11.48

SWVL vs RVSN, PNYG, UNP: ROE % Adjusted to Book Value Comparison

For the Railroads subindustry, Swvl Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swvl Holdings ROE % Adjusted to Book Value vs Transportation Industry

For the Transportation industry and Industrials sector, Swvl Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Swvl Holdings's ROE % Adjusted to Book Value falls into.


SWVL
54GF Score
Swvl Holdings Corp SWVL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Swvl Holdings ROE % Adjusted to Book Value Calculation

Swvl Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=32.03% / 3.20
=10.01%

Swvl Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=36.74% / 3.20
=11.48%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.48% mean?
Swvl Holdings (SWVL) has a ROE % Adjusted to Book Value of 11.48% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Swvl Holdings and its competitors.
Is Swvl Holdings' ROE % Adjusted to Book Value too high?
Swvl Holdings' current ROE % Adjusted to Book Value is 11.48%. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' ROE % Adjusted to Book Value compare to RVSN and PNYG?
Swvl Holdings' ROE % Adjusted to Book Value of 11.48% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Transportation company?
A good ROE % Adjusted to Book Value depends on the Transportation industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Swvl Holdings and its competitors. Swvl Holdings's current ROE % Adjusted to Book Value is 11.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 11.48%. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current ROE % Adjusted to Book Value is 11.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swvl Holdings (SWVL) Overvalued in 2026?

Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued. The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17. GuruFocus considers Swvl Holdings to be Fairly Valued.

Key valuation signals for SWVL:

  • ROE % Adjusted to Book Value: 11.48%
  • GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swvl Holdings Business Description

Address One Central, The Offices 4, Dubai World Trade Centre, Dubai, ARE
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score

Get the complete analysis for SWVL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$3.17
GF Value