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ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Swvl Holdings's annualized net income for the quarter that ended in Dec. 2025 was $1.76 Mil. Swvl Holdings's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was $4.80 Mil. Therefore, Swvl Holdings's annualized ROE % for the quarter that ended in Dec. 2025 was 36.74%.
The historical rank and industry rank for Swvl Holdings's ROE % or its related term are showing as below:
SWVL'
s ROE % Range Over the Past 10 Years
Min: -275.54 Med: -157.91 Max: 38.74
Current: 33.17
During the past 8 years, Swvl Holdings's highest ROE % was 38.74%. The lowest was -275.54%. And the median was -157.91%.
SWVL's ROE % is ranked better than 93% of 986
companies
in the Transportation industry
Industry Median: 7.745
vs SWVL: 33.17
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Swvl Holdings ROE % Related Terms
Swvl Holdings ROE % Historical Data
* Premium members only.
The historical data trend for Swvl Holdings's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Railroads subindustry, Swvl Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swvl Holdings ROE % vs Transportation Industry
For the Transportation industry and Industrials sector, Swvl Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Swvl Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Swvl Holdings (SWVL) has a ROE % of 36.74% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Swvl Holdings and its competitors. According to the industry distribution chart, Swvl Holdings ranks #69 out of 986 companies in the Transportation industry, placing it in the top 7%.
Is Swvl Holdings' ROE % too high?
Swvl Holdings' current ROE % is 36.74%. The Transportation industry median ROE % is 7.75. Swvl Holdings' value of 36.74% is 374.4% above this industry median. Based on the distribution chart, Swvl Holdings ranks #69 out of 986 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Swvl Holdings has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' ROE % compare to RVSN and PNYG?
According to the Transportation industry distribution chart, Swvl Holdings ranks #69 out of 986 companies for ROE %. This places Swvl Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median ROE % is 7.75. Swvl Holdings' value of 36.74% is 374.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Transportation company?
The median ROE % among Transportation companies is 7.75, based on 986 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swvl Holdings's current ROE % of 36.74% is 374.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Swvl Holdings and its competitors. For the Transportation industry, the median ROE % is 7.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swvl Holdings's current ROE % is 36.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (SWVL) is currently considered Fairly Valued. The stock's GF Value™ is $3.17, compared to a current price of $3.15 — trading 0.6% below its estimated fair value. The current ROE % is 36.74% and 374.4% above the Transportation industry median of 7.75. Swvl Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Swvl Holdings (SWVL), the current ROE % is 36.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swvl Holdings (SWVL) Overvalued in 2026?
Based on GuruFocus' analysis, Swvl Holdings stock appears to be undervalued.
The current stock price of $3.15 is trading 0.6% below its estimated GF Value™ of $3.17.
GuruFocus considers Swvl Holdings to be Fairly Valued.
Key valuation signals for SWVL:
ROE %: 36.74%
GF Value™: $3.17 vs. price of $3.15 (0.6% below fair value)
Industry Position: 374.4% above the Transportation median (#69 of 986)
No single metric tells the full story. See the SWVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
54GF Score
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