SPFX (Standard Premium Finance Holdings) Accumulated Depreciation: $-0.29 Mil (As of Jun. 2026)

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SPFX Standard Premium Finance Holdings Inc SPFX
67 GF Score
Price $3.16
GF Value $2.67
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Standard Premium Finance Holdings Accumulated Depreciation?

Standard Premium Finance Holdings SPFX 67 Accumulated Depreciation is $-0.29 Mil as of Jun. 2026. GuruFocus rates SPFX with a GF Score™ of 67/100 and a GF Value™ of $2.67 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Note: A negative number here means the assets are depreciated. When depricates more, the absolute value gets bigger.

Standard Premium Finance Holdings's quarterly accumulated depreciation increased from Dec. 2025 ($-0.27 Mil) to Mar. 2026 ($-0.28 Mil) and increased from Mar. 2026 ($-0.28 Mil) to Jun. 2026 ($-0.29 Mil).

Standard Premium Finance Holdings's annual accumulated depreciation declined from Dec. 2023 ($-0.26 Mil) to Dec. 2024 ($-0.25 Mil) but then increased from Dec. 2024 ($-0.25 Mil) to Dec. 2025 ($-0.27 Mil).

Standard Premium Finance Holdings Accumulated Depreciation Related Terms

Standard Premium Finance Holdings Accumulated Depreciation Historical Data

* Premium members only.

The historical data trend for Standard Premium Finance Holdings's Accumulated Depreciation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Premium Finance Holdings Accumulated Depreciation Chart

Standard Premium Finance Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accumulated Depreciation
Get a 7-Day Free Trial -0.22 -0.25 -0.26 -0.25 -0.27

Standard Premium Finance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accumulated Depreciation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.27 -0.28 -0.27 -0.28 -0.29
SPFX
67GF Score
Standard Premium Finance Holdings Inc SPFX
Accumulated Depreciation is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Premium Finance Holdings Accumulated Depreciation Calculation

The cumulative depreciation of an asset up to a single point in its life. Regardless of the method used to calculate it, the depreciation of an asset during a single period is added to the previous period's accumulated depreciation to get the current accumulated depreciation.

What does a Accumulated Depreciation of $-0.29 Mil mean?
Standard Premium Finance Holdings (SPFX) has a Accumulated Depreciation of $-0.29 Mil as of Jun. 2026. Accumulated depreciation is a contra-asset item that accounts for the decline in value of long-term assets. View historical data on Standard Premium Finance Holdings and its competitors.
Is Standard Premium Finance Holdings' Accumulated Depreciation too high?
Standard Premium Finance Holdings' current Accumulated Depreciation is $-0.29 Mil. Overall, Standard Premium Finance Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Premium Finance Holdings' Accumulated Depreciation compare to SNTG and SPST?
Standard Premium Finance Holdings' Accumulated Depreciation of $-0.29 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accumulated Depreciation for a Credit Services company?
A good Accumulated Depreciation depends on the Credit Services industry context. However, Accumulated Depreciation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accumulated Depreciation mean?
A high Accumulated Depreciation can signal that a stock is expensive relative to its fundamentals. Accumulated depreciation is a contra-asset item that accounts for the decline in value of long-term assets. View historical data on Standard Premium Finance Holdings and its competitors. Standard Premium Finance Holdings's current Accumulated Depreciation is $-0.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Premium Finance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Standard Premium Finance Holdings (SPFX) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.67, compared to a current price of $3.16 — trading 18.4% above its estimated fair value. The current Accumulated Depreciation is $-0.29 Mil. Standard Premium Finance Holdings' overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accumulated Depreciation calculated?
Accumulated Depreciation is calculated from a company's financial statements. For Standard Premium Finance Holdings (SPFX), the current Accumulated Depreciation is $-0.29 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Premium Finance Holdings (SPFX) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Premium Finance Holdings stock appears to be overvalued. The current stock price of $3.16 is trading 18.4% above its estimated GF Value™ of $2.67. GuruFocus considers Standard Premium Finance Holdings to be Modestly Overvalued.

Key valuation signals for SPFX:

  • Accumulated Depreciation: $-0.29 Mil
  • GF Value™: $2.67 vs. price of $3.16 (18.4% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the SPFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Premium Finance Holdings Business Description

Address 13590 South West 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Florida, Georgia, North Carolina, South Carolina and Texas. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
67GF Score

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Accumulated Depreciation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.16
Price
$2.67
GF Value