SPFX (Standard Premium Finance Holdings) YoY EBITDA Growth: 46.74% (As of Jun. 2026)

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SPFX Standard Premium Finance Holdings Inc SPFX
67 GF Score
Price $3.16
GF Value $2.67
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Standard Premium Finance Holdings YoY EBITDA Growth?

Standard Premium Finance Holdings SPFX 67 YoY EBITDA Growth is 46.74% as of Jun. 2026. GuruFocus rates SPFX with a GF Score™ of 67/100 and a GF Value™ of $2.67 (Modestly Overvalued). The stock has 9 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. Standard Premium Finance Holdings's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was 46.74%.

Standard Premium Finance Holdings's EBITDA per Share for the three months ended in Jun. 2026 was $0.14.

Standard Premium Finance Holdings YoY EBITDA Growth Related Terms

Standard Premium Finance Holdings YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for Standard Premium Finance Holdings's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Premium Finance Holdings YoY EBITDA Growth Chart

Standard Premium Finance Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial 10.48 -3.61 29.38 -77.84 10.63

Standard Premium Finance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -29.23 -7.41 20.93 28.07 46.74
SPFX
67GF Score
Standard Premium Finance Holdings Inc SPFX
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Premium Finance Holdings YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

Standard Premium Finance Holdings's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(0.406-0.367)/ | 0.367 |
=10.63 %

Standard Premium Finance Holdings's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(0.135-0.092)/ | 0.092 |
=46.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of 46.74% mean?
Standard Premium Finance Holdings (SPFX) has a YoY EBITDA Growth of 46.74% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Standard Premium Finance Holdings and its competitors.
Is Standard Premium Finance Holdings' YoY EBITDA Growth too high?
Standard Premium Finance Holdings' current YoY EBITDA Growth is 46.74%. Overall, Standard Premium Finance Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Premium Finance Holdings' YoY EBITDA Growth compare to SNTG and SPST?
Standard Premium Finance Holdings' YoY EBITDA Growth of 46.74% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for a Credit Services company?
A good YoY EBITDA Growth depends on the Credit Services industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Standard Premium Finance Holdings and its competitors. Standard Premium Finance Holdings's current YoY EBITDA Growth is 46.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Premium Finance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Standard Premium Finance Holdings (SPFX) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.67, compared to a current price of $3.16 — trading 18.4% above its estimated fair value. The current YoY EBITDA Growth is 46.74%. Standard Premium Finance Holdings' overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For Standard Premium Finance Holdings (SPFX), the current YoY EBITDA Growth is 46.74% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Premium Finance Holdings (SPFX) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Premium Finance Holdings stock appears to be overvalued. The current stock price of $3.16 is trading 18.4% above its estimated GF Value™ of $2.67. GuruFocus considers Standard Premium Finance Holdings to be Modestly Overvalued.

Key valuation signals for SPFX:

  • YoY EBITDA Growth: 46.74%
  • GF Value™: $2.67 vs. price of $3.16 (18.4% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the SPFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Premium Finance Holdings Business Description

Address 13590 South West 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Florida, Georgia, North Carolina, South Carolina and Texas. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
67GF Score

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YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.16
Price
$2.67
GF Value