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Standard Premium Finance HoldingsSPFX 73 Buyback Yield % is 1.42 as of Jul. 17, 2026, which is 39% above its 10-year median of 1.02. GuruFocus rates SPFX with a GF Score™ of 73/100 and a GF Value™ of $2.69 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 174 Credit Services companies, Standard Premium Finance Holdings ranks better than 76.44% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Premium Finance Holdings Buyback Yield % Chart
SPFX vs SPST, SNTG, VNTA: Buyback Yield % Comparison
For the Credit Services subindustry, Standard Premium Finance Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Premium Finance Holdings Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Standard Premium Finance Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Standard Premium Finance Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Premium Finance Holdings (SPFX) has a Buyback Yield % of 1.42 as of Jul. 17, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Standard Premium Finance Holdings and its competitors. This is 39% above median its historical median of 1.02. Over the past decade, Standard Premium Finance Holdings' Buyback Yield % has ranged from 0.03 to 2.00. According to the industry distribution chart, Standard Premium Finance Holdings ranks #41 out of 174 companies in the Credit Services industry, placing it in the top 23.6%.
Is Standard Premium Finance Holdings' Buyback Yield % too high?
Standard Premium Finance Holdings' current Buyback Yield % of 1.42 is 39% above median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.00. Based on the distribution chart, Standard Premium Finance Holdings ranks #41 out of 174 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Premium Finance Holdings has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Premium Finance Holdings' Buyback Yield % compare to SPST and SNTG?
According to the Credit Services industry distribution chart, Standard Premium Finance Holdings ranks #41 out of 174 companies for Buyback Yield %. This places Standard Premium Finance Holdings in the top 24% of its industry — outperforming the majority of peers. Historically, Standard Premium Finance Holdings' own Buyback Yield % has ranged from 0.03 to 2.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Standard Premium Finance Holdings and its competitors. Standard Premium Finance Holdings's current Buyback Yield % is 1.42, which is 39% above median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Premium Finance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Standard Premium Finance Holdings (SPFX) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.69, compared to a current price of $3.24 — trading 20.4% above its estimated fair value. The current Buyback Yield % is 1.42, which is 39% above median its 10-year median of 1.02. Standard Premium Finance Holdings' overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Standard Premium Finance Holdings (SPFX), the current Buyback Yield % is 1.42 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Premium Finance Holdings (SPFX) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Premium Finance Holdings stock appears to be overvalued.
The current stock price of $3.24 is trading 20.4% above its estimated GF Value™ of $2.69.
GuruFocus considers Standard Premium Finance Holdings to be Modestly Overvalued.
Key valuation signals for SPFX:
Buyback Yield %: 1.42 (39% above median its 10-year median of 1.02)
GF Value™: $2.69 vs. price of $3.24 (20.4% above fair value)
No single metric tells the full story. See the SPFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Premium Finance Holdings Business Description
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Florida, Georgia, North Carolina, South Carolina and Texas. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
73GF Score
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