SPFX (Standard Premium Finance Holdings) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SPFX Standard Premium Finance Holdings Inc SPFX
73 GF Score
Price $3.24
GF Value $2.69
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Standard Premium Finance Holdings Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Standard Premium Finance Holdings's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

SPFX vs SPST, SNTG, VNTA: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, Standard Premium Finance Holdings's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Premium Finance Holdings Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Standard Premium Finance Holdings's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Standard Premium Finance Holdings's Margin of Safety % (DCF Dividends Based) falls into.


SPFX
73GF Score
Standard Premium Finance Holdings Inc SPFX
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Standard Premium Finance Holdings (SPFX) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Premium Finance Holdings stock appears to be overvalued. The current stock price of $3.24 is trading 20.4% above its estimated GF Value™ of $2.69. GuruFocus considers Standard Premium Finance Holdings to be Modestly Overvalued.

Key valuation signals for SPFX:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $2.69 vs. price of $3.24 (20.4% above fair value)
  • GF Score™: 73/100 with 10 warning signs

No single metric tells the full story. See the SPFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Premium Finance Holdings Business Description

Address 13590 South West 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Florida, Georgia, North Carolina, South Carolina and Texas. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
73GF Score

Get the complete analysis for SPFX

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.24
Price
$2.69
GF Value