SHBI (Shore Bancshares) Average Interest Earning Assets (USD Mil): 5,731.05 (As of Jun. 2026)

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SHBI Shore Bancshares Inc SHBI
58 GF Score
Price $23.63
GF Value $16.48
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shore Bancshares Average Interest Earning Assets (USD Mil)?

Shore Bancshares SHBI +1.37% 58 Average Interest Earning Assets (USD Mil) is 5,731.05 as of Jun. 2026. GuruFocus rates SHBI with a GF Score™ of 58/100 and a GF Value™ of $16.48 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.

Shore Bancshares's Average Interest Earning Assets (USD Mil) for the quarter that ended in Jun. 2026 was 5,731.05 , which is lower than 5,823.24 for the pervious quarter ended in Mar. 2026.

Shore Bancshares's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 6,094.66 , which is higher than 5,896.93 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Shore Bancshares's Average Interest Earning Assets (USD Mil) or its related term are showing as below:

SHBI's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.

Shore Bancshares  (NAS:SHBI) Average Interest Earning Assets (USD Mil) Explanation

Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.

Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.


Shore Bancshares Average Interest Earning Assets (USD Mil) Related Terms


Shore Bancshares Average Interest Earning Assets (USD Mil) Historical Data

* Premium members only.

The historical data trend for Shore Bancshares's Average Interest Earning Assets (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shore Bancshares Average Interest Earning Assets (USD Mil) Chart

Shore Bancshares Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Construction Loans (USD Mil)
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Shore BancsharesQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Construction Loans (USD Mil)
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SHBI vs HTB, WASH, TCBX: Average Interest Earning Assets (USD Mil) Comparison

For the Banks - Regional subindustry, Shore Bancshares's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SHBI
58GF Score
Shore Bancshares Inc SHBI
Average Interest Earning Assets (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Average Interest Earning Assets (USD Mil) of 5,731.05 mean?
Shore Bancshares (SHBI) has a Average Interest Earning Assets (USD Mil) of 5,731.05 as of Jun. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Shore Bancshares and its competitors.
Is Shore Bancshares' Average Interest Earning Assets (USD Mil) too high?
Shore Bancshares' current Average Interest Earning Assets (USD Mil) is 5,731.05. Overall, Shore Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shore Bancshares' Average Interest Earning Assets (USD Mil) compare to HTB and WASH?
Shore Bancshares' Average Interest Earning Assets (USD Mil) of 5,731.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Shore Bancshares and its competitors. Shore Bancshares's current Average Interest Earning Assets (USD Mil) is 5,731.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shore Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Shore Bancshares (SHBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.48, compared to a current price of $23.63 — trading 43.4% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 5,731.05. Shore Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Shore Bancshares (SHBI), the current Average Interest Earning Assets (USD Mil) is 5,731.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shore Bancshares (SHBI) Overvalued in 2026?

Based on GuruFocus' analysis, Shore Bancshares stock appears to be overvalued. The current stock price of $23.63 is trading 43.4% above its estimated GF Value™ of $16.48. GuruFocus considers Shore Bancshares to be Significantly Overvalued.

Key valuation signals for SHBI:

  • Average Interest Earning Assets (USD Mil): 5,731.05
  • GF Value™: $16.48 vs. price of $23.63 (43.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the SHBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shore Bancshares Business Description

Address 18 E. Dover Street, Easton, MD, USA, 21601
Shore Bancshares Inc is a financial holding company based in the United States. Through its subsidiaries, it provides consumer and commercial banking products and services, as well as secondary mortgage lending, trust, wealth management, and financial planning services. The group caters to both business and individual clients, offering checking, savings, certificates of deposit, and overnight investment sweep accounts; commercial lending services, including secured and unsecured loans, working capital loans, lines of credit, etc; and safe deposit boxes, debit cards, telephone banking, and other financial products and services.
58GF Score

Get the complete analysis for SHBI

Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.63
Price
$16.48
GF Value