SHBI (Shore Bancshares) Tariff Resilience Score: 9/10 (As of Sep. 06, 2026)

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SHBI Shore Bancshares Inc SHBI
58 GF Score
Price $23.63
GF Value $16.48
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shore Bancshares Tariff Resilience Score?

Shore Bancshares SHBI +1.37% 58 Tariff Resilience Score is 9 as of Sep. 06, 2026. GuruFocus rates SHBI with a GF Score™ of 58/100 and a GF Value™ of $16.48 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,602 Banks companies, Shore Bancshares ranks better than 99.25% on this metric.

Shore Bancshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Shore Bancshares has Shore Bancshares is a regional bank with no direct exposure to international trade tariffs. Its operations are primarily domestic, and it is insulated from global supply chain disruptions. Tariffs have no direct impact on its business model.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Shore Bancshares might have Highly Resilient.

Shore Bancshares  (NAS:SHBI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Shore Bancshares Tariff Resilience Score Related Terms

SHBI vs HTB, WASH, TCBX: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Shore Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Shore Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Shore Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Shore Bancshares's Tariff Resilience Score falls into.


SHBI
58GF Score
Shore Bancshares Inc SHBI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Shore Bancshares (SHBI) has a Tariff Resilience Score of 9 as of Sep. 06, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Shore Bancshares ranks #12 out of 1602 companies in the Banks industry, placing it in the top 0.7%.
Is Shore Bancshares' Tariff Resilience Score too high?
Shore Bancshares' current Tariff Resilience Score is 9. Based on the distribution chart, Shore Bancshares ranks #12 out of 1602 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Shore Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shore Bancshares' Tariff Resilience Score compare to HTB and WASH?
According to the Banks industry distribution chart, Shore Bancshares ranks #12 out of 1602 companies for Tariff Resilience Score. This places Shore Bancshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Shore Bancshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shore Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Shore Bancshares (SHBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.48, compared to a current price of $23.63 — trading 43.4% above its estimated fair value. The current Tariff Resilience Score is 9. Shore Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Shore Bancshares (SHBI), the current Tariff Resilience Score is 9 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shore Bancshares (SHBI) Overvalued in 2026?

Based on GuruFocus' analysis, Shore Bancshares stock appears to be overvalued. The current stock price of $23.63 is trading 43.4% above its estimated GF Value™ of $16.48. GuruFocus considers Shore Bancshares to be Significantly Overvalued.

Key valuation signals for SHBI:

  • Tariff Resilience Score: 9
  • GF Value™: $16.48 vs. price of $23.63 (43.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the SHBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shore Bancshares Business Description

Address 18 E. Dover Street, Easton, MD, USA, 21601
Shore Bancshares Inc is a financial holding company based in the United States. Through its subsidiaries, it provides consumer and commercial banking products and services, as well as secondary mortgage lending, trust, wealth management, and financial planning services. The group caters to both business and individual clients, offering checking, savings, certificates of deposit, and overnight investment sweep accounts; commercial lending services, including secured and unsecured loans, working capital loans, lines of credit, etc; and safe deposit boxes, debit cards, telephone banking, and other financial products and services.
58GF Score

Get the complete analysis for SHBI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.63
Price
$16.48
GF Value