SHBI (Shore Bancshares) ROCE %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHBI Shore Bancshares Inc SHBI
58 GF Score
Price $23.63
GF Value $16.48
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shore Bancshares ROCE %?

Shore Bancshares SHBI +1.37% 58 ROCE % is % as of Jun. 2026. GuruFocus rates SHBI with a GF Score™ of 58/100 and a GF Value™ of $16.48 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

SHBI
58GF Score
Shore Bancshares Inc SHBI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Shore Bancshares (SHBI) has a ROCE % of % as of Jun. 2026.
Is Shore Bancshares' ROCE % too high?
Shore Bancshares' current ROCE % is %. Overall, Shore Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shore Bancshares' ROCE % compare to HTB and WASH?
Shore Bancshares' ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.32, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shore Bancshares's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shore Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Shore Bancshares (SHBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.48, compared to a current price of $23.63 — trading 43.4% above its estimated fair value. The current ROCE % is %. Shore Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Shore Bancshares (SHBI), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shore Bancshares (SHBI) Overvalued in 2026?

Based on GuruFocus' analysis, Shore Bancshares stock appears to be overvalued. The current stock price of $23.63 is trading 43.4% above its estimated GF Value™ of $16.48. GuruFocus considers Shore Bancshares to be Significantly Overvalued.

Key valuation signals for SHBI:

  • ROCE %: %
  • GF Value™: $16.48 vs. price of $23.63 (43.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the SHBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shore Bancshares Business Description

Address 18 E. Dover Street, Easton, MD, USA, 21601
Shore Bancshares Inc is a financial holding company based in the United States. Through its subsidiaries, it provides consumer and commercial banking products and services, as well as secondary mortgage lending, trust, wealth management, and financial planning services. The group caters to both business and individual clients, offering checking, savings, certificates of deposit, and overnight investment sweep accounts; commercial lending services, including secured and unsecured loans, working capital loans, lines of credit, etc; and safe deposit boxes, debit cards, telephone banking, and other financial products and services.
58GF Score

Get the complete analysis for SHBI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.63
Price
$16.48
GF Value