SHBI (Shore Bancshares) 3-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHBI Shore Bancshares Inc SHBI
58 GF Score
Price $23.63
GF Value $16.48
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shore Bancshares 3-Year ROIIC %?

3-Year ROIIC % does not apply to banks.

SHBI
58GF Score
Shore Bancshares Inc SHBI
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Shore Bancshares (SHBI) Overvalued in 2026?

Based on GuruFocus' analysis, Shore Bancshares stock appears to be overvalued. The current stock price of $23.63 is trading 43.4% above its estimated GF Value™ of $16.48. GuruFocus considers Shore Bancshares to be Significantly Overvalued.

Key valuation signals for SHBI:

  • 3-Year ROIIC %:
  • GF Value™: $16.48 vs. price of $23.63 (43.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the SHBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shore Bancshares Business Description

Address 18 E. Dover Street, Easton, MD, USA, 21601
Shore Bancshares Inc is a financial holding company based in the United States. Through its subsidiaries, it provides consumer and commercial banking products and services, as well as secondary mortgage lending, trust, wealth management, and financial planning services. The group caters to both business and individual clients, offering checking, savings, certificates of deposit, and overnight investment sweep accounts; commercial lending services, including secured and unsecured loans, working capital loans, lines of credit, etc; and safe deposit boxes, debit cards, telephone banking, and other financial products and services.
58GF Score

Get the complete analysis for SHBI

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.63
Price
$16.48
GF Value