Personal Group Holdings (FRA:RLL) Beginning Cash Position: €26.32 Mil (As of Dec. 2025)

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FRA:RLL Personal Group Holdings PLC FRA:RLL
56 GF Score
Price €4.46
GF Value €2.59
! 6 Warning Signs
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What is Personal Group Holdings Beginning Cash Position?

Personal Group Holdings FRA:RLL 56 Beginning Cash Position is €26.32 Mil as of Dec. 2025. GuruFocus rates FRA:RLL with a GF Score™ of 56/100 and a GF Value™ of €2.59. The stock has 6 warning signs investors should review.

Personal Group Holdings's Beginning Cash Position for the quarter that ended in Dec. 2025 was €26.32 Mil.

Personal Group Holdings's quarterly Beginning Cash Position increased from Dec. 2024 (€21.53 Mil) to Jun. 2025 (€22.42 Mil) and increased from Jun. 2025 (€22.42 Mil) to Dec. 2025 (€26.32 Mil).

Personal Group Holdings's annual Beginning Cash Position declined from Dec. 2023 (€19.68 Mil) to Dec. 2024 (€17.59 Mil) but then increased from Dec. 2024 (€17.59 Mil) to Dec. 2025 (€21.79 Mil).

Personal Group Holdings Beginning Cash Position Related Terms

Personal Group Holdings Beginning Cash Position Historical Data

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The historical data trend for Personal Group Holdings's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Personal Group Holdings Beginning Cash Position Chart

Personal Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.70 23.33 19.68 17.59 21.79

Personal Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.10 20.61 21.53 22.42 26.32
FRA:RLL
56GF Score
Personal Group Holdings PLC FRA:RLL
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Personal Group Holdings Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €26.32 Mil mean?
Personal Group Holdings (FRA:RLL) has a Beginning Cash Position of €26.32 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Personal Group Holdings and its competitors.
Is Personal Group Holdings' Beginning Cash Position too high?
Personal Group Holdings' current Beginning Cash Position is €26.32 Mil. Overall, Personal Group Holdings has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Personal Group Holdings' Beginning Cash Position compare to CB and PGR?
Personal Group Holdings' Beginning Cash Position of €26.32 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Personal Group Holdings and its competitors. Personal Group Holdings's current Beginning Cash Position is €26.32 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Group Holdings stock overvalued right now?
Personal Group Holdings (FRA:RLL) has a current Beginning Cash Position of €26.32 Mil. The stock's GF Value™ is €2.59, compared to a current price of €4.46 — trading 72.2% above its estimated fair value. The current Beginning Cash Position is €26.32 Mil. Personal Group Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Personal Group Holdings (FRA:RLL), the current Beginning Cash Position is €26.32 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Personal Group Holdings (FRA:RLL) Overvalued in 2026?

Based on GuruFocus' analysis, Personal Group Holdings stock appears to be overvalued. The current stock price of €4.46 is trading 72.2% above its estimated GF Value™ of €2.59.

Key valuation signals for FRA:RLL:

  • Beginning Cash Position: €26.32 Mil
  • GF Value™: €2.59 vs. price of €4.46 (72.2% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the FRA:RLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Personal Group Holdings Business Description

Other Exchanges PGH:UK
Address 899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL
Personal Group Holdings PLC and its subsidiaries are mainly engaged in providing employee services and offering short-term accident and health insurance in the UK. The Group operates through two main segments: the Affordable Insurance segment, which provides simple insurance products underwritten by its subsidiaries and generates income through insurance premiums; and the Benefits & Reward segment, which contributes the majority of revenue by delivering a benefits platform to employers directly and via partners such as Sage for SME solutions, along with comprehensive reward services through its subsidiaries and generating income from digital platform subscriptions, commissions on third-party benefits, and consultancy services including industry surveys.
56GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.46
Price
€2.59
GF Value