Personal Group HoldingsFRA:RLL +0.47%44 Buyback Yield % is 0.01 as of Jun. 25, 2026, which is 75% below its 10-year median of 0.04. GuruFocus rates FRA:RLL with a GF Score™ of 44/100 and a GF Value™ of €2.53 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 203 Insurance companies, Personal Group Holdings ranks worse than 74.88% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RLL vs CB, PGR, TRV: Buyback Yield % Comparison
For the Insurance - Property & Casualty subindustry, Personal Group Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Personal Group Holdings Buyback Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Personal Group Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Personal Group Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Personal Group Holdings (FRA:RLL) has a Buyback Yield % of 0.01 as of Jun. 25, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Personal Group Holdings and its competitors. This is 75% below median its historical median of 0.04. According to the industry distribution chart, Personal Group Holdings ranks #152 out of 203 companies in the Insurance industry, placing it in the top 74.9%.
Is Personal Group Holdings' Buyback Yield % too high?
Personal Group Holdings' current Buyback Yield % of 0.01 is 75% below median its 10-year median of 0.04. The Insurance industry median Buyback Yield % is 0.79. Personal Group Holdings' value of 0.01 is 98.7% below this industry median. Based on the distribution chart, Personal Group Holdings ranks #152 out of 203 companies in the Insurance industry, which is below the industry midpoint. Overall, Personal Group Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Personal Group Holdings' Buyback Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Personal Group Holdings ranks #152 out of 203 companies for Buyback Yield %. This places Personal Group Holdings in the lower half of its industry. The industry median Buyback Yield % is 0.79. Personal Group Holdings' value of 0.01 is 98.7% below this benchmark. While the company's 10-year median is 0.04 vs. the industry median of 0.79, Personal Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for an Insurance company?
The median Buyback Yield % among Insurance companies is 0.79, based on 203 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Personal Group Holdings's current Buyback Yield % of 0.01 is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Personal Group Holdings and its competitors. For the Insurance industry, the median Buyback Yield % is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Personal Group Holdings's current Buyback Yield % is 0.01, which is 75% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Personal Group Holdings (FRA:RLL) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.53, compared to a current price of €4.24 — trading 67.6% above its estimated fair value. The current Buyback Yield % is 0.01, which is 75% below median its 10-year median of 0.04 and 98.7% below the Insurance industry median of 0.79. Personal Group Holdings' overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Personal Group Holdings (FRA:RLL), the current Buyback Yield % is 0.01 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Personal Group Holdings (FRA:RLL) Overvalued in 2026?
Based on GuruFocus' analysis, Personal Group Holdings stock appears to be overvalued.
The current stock price of €4.24 is trading 67.6% above its estimated GF Value™ of €2.53.
GuruFocus considers Personal Group Holdings to be Significantly Overvalued.
Key valuation signals for FRA:RLL:
Buyback Yield %: 0.01 (75% below median its 10-year median of 0.04)
GF Value™: €2.53 vs. price of €4.24 (67.6% above fair value)
Industry Position: 98.7% below the Insurance median (#152 of 203)
No single metric tells the full story. See the FRA:RLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Personal Group Holdings PLC and its subsidiaries are mainly engaged in providing employee services and offering short-term accident and health insurance in the UK. The Group operates through two main segments: the Affordable Insurance segment, which provides simple insurance products underwritten by its subsidiaries and generates income through insurance premiums; and the Benefits & Reward segment, which contributes the majority of revenue by delivering a benefits platform to employers directly and via partners such as Sage for SME solutions, along with comprehensive reward services through its subsidiaries and generating income from digital platform subscriptions, commissions on third-party benefits, and consultancy services including industry surveys.
44GF Score
Get the complete analysis for FRA:RLL
Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:RLL has been successfully added to your 
