If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Personal Group Holdings PLC is 0.82, which seems too high.
Good Sign:
Personal Group Holdings PLC stock Dividend Yield % is close to 1-year high.
During the past 12 months, Personal Group Holdings's average Dividends Per Share Growth Rate was 46.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 19.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -6.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Personal Group Holdings was 33.00% per year. The lowest was -23.20% per year. And the median was 4.50% per year.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Personal Group Holdings (FRA:RLL) Dividends per Share Explanation
1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.
Personal Group Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as
During the past 13 years, the highest Dividend Payout Ratio of Personal Group Holdings was 2.94. The lowest was 0.60. And the median was 0.84.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Personal Group Holdings PLC is 0.82, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Personal Group Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.151000
2026-04-02
2026-04-07
2026-05-12
Cash Dividend
semi-annually
GBP:EUR 1.150740
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Personal Group Holdings's Dividend Yield (%) for Today is calculated as
Current Share Price is €4.24.
Personal Group Holdings's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.17376174.
During the past 13 years, the highest Dividend Yield of Personal Group Holdings was 11.65%. The lowest was 2.87%. And the median was 5.52%.
Good Sign:
Personal Group Holdings PLC stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Personal Group Holdings Dividends per Share Related Terms
Personal Group Holdings Dividends per Share Historical Data
* Premium members only.
The historical data trend for Personal Group Holdings's Dividends per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RLL vs CB, PGR, TRV: Dividends per Share Comparison
For the Insurance - Property & Casualty subindustry, Personal Group Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Personal Group Holdings Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Personal Group Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Personal Group Holdings's Dividend Yield % falls into.
Personal Group Holdings (FRA:RLL) has a Dividends per Share of €0.00 as of Dec. 2025. Dividends per share represents the per-share amount paid as dividends. View historical data on Personal Group Holdings and its competitors.
Is Personal Group Holdings' Dividends per Share too high?
Personal Group Holdings' current Dividends per Share is €0.00. Overall, Personal Group Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Personal Group Holdings' Dividends per Share compare to CB and PGR?
Personal Group Holdings' Dividends per Share of €0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for an Insurance company?
A good Dividends per Share depends on the Insurance industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Personal Group Holdings and its competitors. Personal Group Holdings's current Dividends per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Personal Group Holdings (FRA:RLL) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.55, compared to a current price of €4.24 — trading 66.3% above its estimated fair value. The current Dividends per Share is €0.00. Personal Group Holdings' overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Personal Group Holdings (FRA:RLL), the current Dividends per Share is €0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Personal Group Holdings (FRA:RLL) Overvalued in 2026?
Based on GuruFocus' analysis, Personal Group Holdings stock appears to be overvalued.
The current stock price of €4.24 is trading 66.3% above its estimated GF Value™ of €2.55.
GuruFocus considers Personal Group Holdings to be Significantly Overvalued.
Key valuation signals for FRA:RLL:
Dividends per Share: €0.00
GF Value™: €2.55 vs. price of €4.24 (66.3% above fair value)
No single metric tells the full story. See the FRA:RLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Personal Group Holdings PLC and its subsidiaries are mainly engaged in providing employee services and offering short-term accident and health insurance in the UK. The Group operates through two main segments: the Affordable Insurance segment, which provides simple insurance products underwritten by its subsidiaries and generates income through insurance premiums; and the Benefits & Reward segment, which contributes the majority of revenue by delivering a benefits platform to employers directly and via partners such as Sage for SME solutions, along with comprehensive reward services through its subsidiaries and generating income from digital platform subscriptions, commissions on third-party benefits, and consultancy services including industry surveys.
44GF Score
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Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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