GHLD (Guild Holdings Co) Beginning Cash Position: $114 Mil (As of Sep. 2025)

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GHLD Guild Holdings Co GHLD
49 GF Score
Price $20.01
GF Value $19.49
! 5 Warning Signs
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What is Guild Holdings Co Beginning Cash Position?

Guild Holdings Co GHLD +0.70% 49 Beginning Cash Position is $114 Mil as of Sep. 2025. GuruFocus rates GHLD with a GF Score™ of 49/100 and a GF Value™ of $19.49. The stock has 5 warning signs investors should review.

Guild Holdings Co's Beginning Cash Position for the quarter that ended in Sep. 2025 was $114 Mil.

Guild Holdings Co's quarterly Beginning Cash Position declined from Mar. 2025 ($125 Mil) to Jun. 2025 ($120 Mil) and declined from Jun. 2025 ($120 Mil) to Sep. 2025 ($114 Mil).

Guild Holdings Co's annual Beginning Cash Position declined from Dec. 2022 ($248 Mil) to Dec. 2023 ($147 Mil) and declined from Dec. 2023 ($147 Mil) to Dec. 2024 ($127 Mil).

Guild Holdings Co Beginning Cash Position Related Terms

Guild Holdings Co Beginning Cash Position Historical Data

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The historical data trend for Guild Holdings Co's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guild Holdings Co Beginning Cash Position Chart

Guild Holdings Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Beginning Cash Position
Get a 7-Day Free Trial 106.74 339.63 248.12 146.75 127.38

Guild Holdings Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 107.81 111.77 125.06 120.34 114.43
GHLD
49GF Score
Guild Holdings Co GHLD
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Guild Holdings Co Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $114 Mil mean?
Guild Holdings Co (GHLD) has a Beginning Cash Position of $114 Mil as of Sep. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Guild Holdings Co and its competitors.
Is Guild Holdings Co's Beginning Cash Position too high?
Guild Holdings Co's current Beginning Cash Position is $114 Mil. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's Beginning Cash Position compare to UWMC and BETR?
Guild Holdings Co's Beginning Cash Position of $114 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Guild Holdings Co and its competitors. Guild Holdings Co's current Beginning Cash Position is $114 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current Beginning Cash Position of $114 Mil. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current Beginning Cash Position is $114 Mil. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current Beginning Cash Position is $114 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guild Holdings Co (GHLD) Overvalued in 2026?

Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued. The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.

Key valuation signals for GHLD:

  • Beginning Cash Position: $114 Mil
  • GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guild Holdings Co Business Description

Address 5887 Copley Drive, San Diego, CA, USA, 92111
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.01
Price
$19.49
GF Value