Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Guild Holdings Co (NYSE:GHLD) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Guild Holdings Co Forward PE Ratio Related Terms
Guild Holdings Co Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for Guild Holdings Co's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guild Holdings Co Forward PE Ratio Chart
Guild Holdings Co Annual Data
Trend
2020-12
2021-12
2023-12
2024-12
Forward PE Ratio
4.54
4.30
8.14
8.29
Guild Holdings Co Quarterly Data
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2023-03
2023-06
2023-09
2023-12
2024-06
2024-12
2025-03
2025-06
2025-09
Forward PE Ratio
4.54
4.04
3.86
4.07
4.30
3.15
3.68
11.82
21.41
6.06
8.14
8.55
8.29
9.46
11.18
9.88
GHLD vs UWMC, BETR, VEL: Forward PE Ratio Comparison
For the Mortgage Finance subindustry, Guild Holdings Co's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guild Holdings Co Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Guild Holdings Co's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Guild Holdings Co's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Guild Holdings Co (GHLD) has a Forward PE Ratio of 9.90 as of Sep. 09, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Guild Holdings Co and its competitors.
Is Guild Holdings Co's Forward PE Ratio too high?
Guild Holdings Co's current Forward PE Ratio is 9.90. The Banks industry median Forward PE Ratio is 10.13. Guild Holdings Co's value of 9.90 is 2.3% below this industry median. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's Forward PE Ratio compare to UWMC and BETR?
Guild Holdings Co's Forward PE Ratio of 9.90 can be compared against companies in the Banks industry. The industry median Forward PE Ratio is 10.13. Guild Holdings Co's value of 9.90 is 2.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 10.13, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guild Holdings Co's current Forward PE Ratio of 9.90 is 2.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Guild Holdings Co and its competitors. For the Banks industry, the median Forward PE Ratio is 10.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guild Holdings Co's current Forward PE Ratio is 9.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current Forward PE Ratio of 9.90. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current Forward PE Ratio is 9.90 and 2.3% below the Banks industry median of 10.13. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current Forward PE Ratio is 9.90 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guild Holdings Co (GHLD) Overvalued in 2026?
Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued.
The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.
Key valuation signals for GHLD:
Forward PE Ratio: 9.90
GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score
Get the complete analysis for GHLD
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GHLD has been successfully added to your 
