GHLD (Guild Holdings Co) Asset Turnover: 0.06 (As of Sep. 2025)

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GHLD Guild Holdings Co GHLD
49 GF Score
Price $20.01
GF Value $19.49
! 5 Warning Signs
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What is Guild Holdings Co Asset Turnover?

Guild Holdings Co GHLD +0.70% 49 Asset Turnover is 0.06 as of Sep. 2025. GuruFocus rates GHLD with a GF Score™ of 49/100 and a GF Value™ of $19.49. The stock has 5 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Guild Holdings Co's Revenue for the three months ended in Sep. 2025 was $315 Mil. Guild Holdings Co's Total Assets for the quarter that ended in Sep. 2025 was $5,065 Mil. Therefore, Guild Holdings Co's Asset Turnover for the quarter that ended in Sep. 2025 was 0.06.

Asset Turnover is linked to ROE % through Du Pont Formula. Guild Holdings Co's annualized ROE % for the quarter that ended in Sep. 2025 was 10.86%. It is also linked to ROA % through Du Pont Formula. Guild Holdings Co's annualized ROA % for the quarter that ended in Sep. 2025 was 2.63%.


Guild Holdings Co  (NYSE:GHLD) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Guild Holdings Co's annulized ROE % for the quarter that ended in Sep. 2025 is

ROE %**(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=133.304/1227.404
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(133.304 / 1258.864)*(1258.864 / 5065.2945)*(5065.2945/ 1227.404)
=Net Margin %*Asset Turnover*Equity Multiplier
=10.59 %*0.2485*4.1268
=ROA %*Equity Multiplier
=2.63 %*4.1268
=10.86 %

Note: The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Guild Holdings Co's annulized ROA % for the quarter that ended in Sep. 2025 is

ROA %(Q: Sep. 2025 )
=Net Income/Total Assets
=133.304/5065.2945
=(Net Income / Revenue)*(Revenue / Total Assets)
=(133.304 / 1258.864)*(1258.864 / 5065.2945)
=Net Margin %*Asset Turnover
=10.59 %*0.2485
=2.63 %

Note: The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Guild Holdings Co Asset Turnover Related Terms


Guild Holdings Co Asset Turnover Historical Data

* Premium members only.

The historical data trend for Guild Holdings Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guild Holdings Co Asset Turnover Chart

Guild Holdings Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Asset Turnover
Get a 7-Day Free Trial 0.44 0.35 0.31 0.19 0.25

Guild Holdings Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.08 0.04 0.06 0.06

GHLD vs UWMC, BETR, VEL: Asset Turnover Comparison

For the Mortgage Finance subindustry, Guild Holdings Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guild Holdings Co Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Guild Holdings Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Guild Holdings Co's Asset Turnover falls into.


GHLD
49GF Score
Guild Holdings Co GHLD
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Guild Holdings Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Guild Holdings Co's Asset Turnover for the fiscal year that ended in Dec. 2024 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=1064.873/( (3676.72+4768.303)/ 2 )
=1064.873/4222.5115
=0.25

Guild Holdings Co's Asset Turnover for the quarter that ended in Sep. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Sep. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Sep. 2025 ))/ count )
=314.716/( (5033.555+5097.034)/ 2 )
=314.716/5065.2945
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.06 mean?
Guild Holdings Co (GHLD) has a Asset Turnover of 0.06 as of Sep. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Guild Holdings Co and its competitors.
Is Guild Holdings Co's Asset Turnover too high?
Guild Holdings Co's current Asset Turnover is 0.06. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's Asset Turnover compare to UWMC and BETR?
Guild Holdings Co's Asset Turnover of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Guild Holdings Co and its competitors. Guild Holdings Co's current Asset Turnover is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current Asset Turnover of 0.06. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current Asset Turnover is 0.06. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current Asset Turnover is 0.06 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guild Holdings Co (GHLD) Overvalued in 2026?

Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued. The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.

Key valuation signals for GHLD:

  • Asset Turnover: 0.06
  • GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guild Holdings Co Business Description

Address 5887 Copley Drive, San Diego, CA, USA, 92111
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score

Get the complete analysis for GHLD

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.01
Price
$19.49
GF Value