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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Guild Holdings Co's share price is $20.01.
Guild Holdings Co's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $18.77. Hence, Guild Holdings Co's PS Ratio for today is 1.07.
The historical rank and industry rank for Guild Holdings Co's PS Ratio or its related term are showing as below:
GHLD'
s PS Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.76 Max: 1.4
Current: 1.07
During the past 7 years, Guild Holdings Co's highest PS Ratio was 1.40. The lowest was 0.33. And the median was 0.76.
GHLD's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.09
vs GHLD: 1.07
Guild Holdings Co revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Guild Holdings Co was 58.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -13.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -3.60% per year.
During the past 7 years, Guild Holdings Co's highest 3-Year average Revenue per Share Growth Rate was 45.50% per year. The lowest was -26.20% per year. And the median was 1.80% per year.
Guild Holdings Co (NYSE:GHLD) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Guild Holdings Co PS Ratio Related Terms
Guild Holdings Co PS Ratio Historical Data
* Premium members only.
The historical data trend for Guild Holdings Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Guild Holdings Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guild Holdings Co PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Guild Holdings Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Guild Holdings Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Guild Holdings Co's Share Price of today is $20.01. Guild Holdings Co's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $18.77.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Guild Holdings Co (GHLD) has a PS Ratio of 1.07 as of Sep. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Guild Holdings Co and its competitors. This is 41% above median its historical median of 0.76. Over the past decade, Guild Holdings Co's PS Ratio has ranged from 0.33 to 1.40.
Is Guild Holdings Co's PS Ratio too high?
Guild Holdings Co's current PS Ratio of 1.07 is 41% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.40. The Banks industry median PS Ratio is 3.09. Guild Holdings Co's value of 1.07 is 65.4% below this industry median. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's PS Ratio compare to UWMC and BETR?
Guild Holdings Co's PS Ratio of 1.07 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.09. Guild Holdings Co's value of 1.07 is 65.4% below this benchmark. Historically, Guild Holdings Co's own PS Ratio has ranged from 0.33 to 1.40 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 3.09, Guild Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guild Holdings Co's current PS Ratio of 1.07 is 65.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Guild Holdings Co and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guild Holdings Co's current PS Ratio is 1.07, which is 41% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current PS Ratio of 1.07. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current PS Ratio is 1.07, which is 41% above median its 10-year median of 0.76 and 65.4% below the Banks industry median of 3.09. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current PS Ratio is 1.07 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guild Holdings Co (GHLD) Overvalued in 2026?
Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued.
The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.
Key valuation signals for GHLD:
PS Ratio: 1.07 (41% above median its 10-year median of 0.76)
GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score
Get the complete analysis for GHLD
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