GHLD (Guild Holdings Co) OCF Yield %: 2.72 (As of Sep. 09, 2026)

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GHLD Guild Holdings Co GHLD
49 GF Score
Price $20.01
GF Value $19.49
! 5 Warning Signs
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What is Guild Holdings Co OCF Yield %?

Guild Holdings Co GHLD +0.70% 49 OCF Yield % is 2.72 as of Sep. 09, 2026. GuruFocus rates GHLD with a GF Score™ of 49/100 and a GF Value™ of $19.49. The stock has 5 warning signs investors should review.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Guild Holdings Co's Trailing 12-Month Cash Flow from Operations is $34 Mil, and Market Cap is $1,246 Mil. Therefore, Guild Holdings Co's OCF Yield % for today is 2.72%.

The historical rank and industry rank for Guild Holdings Co's OCF Yield % or its related term are showing as below:

GHLD' s OCF Yield % Range Over the Past 10 Years
Min: -102.52   Med: -4.27   Max: 294.9
Current: 2.72


During the past 7 years, the highest OCF Yield % of Guild Holdings Co was 294.90%. The lowest was -102.52%. And the median was -4.27%.

GHLD's OCF Yield % is not ranked
in the Banks industry.
Industry Median: 9.39 vs GHLD: 2.72

Guild Holdings Co's OCF Margin % for the quarter that ended in Sep. 2025 was %.


Guild Holdings Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Guild Holdings Co OCF Yield % Related Terms


Guild Holdings Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Guild Holdings Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guild Holdings Co OCF Yield % Chart

Guild Holdings Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield %
Get a 7-Day Free Trial -46.05 79.43 204.93 -10.65 -75.49

Guild Holdings Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.22 92.52 76.36 -139.08 25.41

GHLD vs UWMC, BETR, VEL: OCF Yield % Comparison

For the Mortgage Finance subindustry, Guild Holdings Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guild Holdings Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Guild Holdings Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Guild Holdings Co's OCF Yield % falls into.


GHLD
49GF Score
Guild Holdings Co GHLD
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Guild Holdings Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Guild Holdings Co's OCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-659.622 / 873.77586
=-75.49%

Guild Holdings Co's annualized OCF Yield % for the quarter that ended in Sep. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=78.852 * 4 / 1241.32482
=25.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 2.72 mean?
Guild Holdings Co (GHLD) has a OCF Yield % of 2.72 as of Sep. 09, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guild Holdings Co and its competitors.
Is Guild Holdings Co's OCF Yield % too high?
Guild Holdings Co's current OCF Yield % is 2.72. The Banks industry median OCF Yield % is 9.39. Guild Holdings Co's value of 2.72 is 71% below this industry median. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's OCF Yield % compare to UWMC and BETR?
Guild Holdings Co's OCF Yield % of 2.72 can be compared against companies in the Banks industry. The industry median OCF Yield % is 9.39. Guild Holdings Co's value of 2.72 is 71% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.39, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guild Holdings Co's current OCF Yield % of 2.72 is 71% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guild Holdings Co and its competitors. For the Banks industry, the median OCF Yield % is 9.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guild Holdings Co's current OCF Yield % is 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current OCF Yield % of 2.72. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current OCF Yield % is 2.72 and 71% below the Banks industry median of 9.39. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current OCF Yield % is 2.72 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guild Holdings Co (GHLD) Overvalued in 2026?

Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued. The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.

Key valuation signals for GHLD:

  • OCF Yield %: 2.72
  • GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
  • GF Score™: 49/100 with 5 warning signs
  • Industry Position: 71% below the Banks median

No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guild Holdings Co Business Description

Address 5887 Copley Drive, San Diego, CA, USA, 92111
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score

Get the complete analysis for GHLD

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.01
Price
$19.49
GF Value