GHLD (Guild Holdings Co) Net Loan: $2,308 Mil (As of Sep. 2025)

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GHLD Guild Holdings Co GHLD
49 GF Score
Price $20.01
GF Value $19.49
! 5 Warning Signs
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What is Guild Holdings Co Net Loan?

Guild Holdings Co GHLD +0.70% 49 Net Loan is $2,308 Mil as of Sep. 2025. GuruFocus rates GHLD with a GF Score™ of 49/100 and a GF Value™ of $19.49. The stock has 5 warning signs investors should review.

Guild Holdings Co's quarterly net loan increased from Mar. 2025 ($1,841 Mil) to Jun. 2025 ($2,338 Mil) but then declined from Jun. 2025 ($2,338 Mil) to Sep. 2025 ($2,308 Mil).

Guild Holdings Co's annual net loan increased from Dec. 2022 ($846 Mil) to Dec. 2023 ($2,338 Mil) and increased from Dec. 2023 ($2,338 Mil) to Dec. 2024 ($2,308 Mil).

Guild Holdings Co Net Loan Historical Data

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The historical data trend for Guild Holdings Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guild Holdings Co Net Loan Chart

Guild Holdings Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Loan
Get a 7-Day Free Trial 2,368.78 2,204.22 845.78 1,217.14 1,975.15

Guild Holdings Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,172.27 1,975.15 1,841.07 2,338.09 2,308.20
GHLD
49GF Score
Guild Holdings Co GHLD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Guild Holdings Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $2,308 Mil mean?
Guild Holdings Co (GHLD) has a Net Loan of $2,308 Mil as of Sep. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Guild Holdings Co and its competitors.
Is Guild Holdings Co's Net Loan too high?
Guild Holdings Co's current Net Loan is $2,308 Mil. Overall, Guild Holdings Co has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Guild Holdings Co's Net Loan compare to UWMC and BETR?
Guild Holdings Co's Net Loan of $2,308 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Guild Holdings Co and its competitors. Guild Holdings Co's current Net Loan is $2,308 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guild Holdings Co stock overvalued right now?
Guild Holdings Co (GHLD) has a current Net Loan of $2,308 Mil. The stock's GF Value™ is $19.49, compared to a current price of $20.01 — trading 2.7% above its estimated fair value. The current Net Loan is $2,308 Mil. Guild Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Guild Holdings Co (GHLD), the current Net Loan is $2,308 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guild Holdings Co (GHLD) Overvalued in 2026?

Based on GuruFocus' analysis, Guild Holdings Co stock appears to be overvalued. The current stock price of $20.01 is trading 2.7% above its estimated GF Value™ of $19.49.

Key valuation signals for GHLD:

  • Net Loan: $2,308 Mil
  • GF Value™: $19.49 vs. price of $20.01 (2.7% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the GHLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guild Holdings Co Business Description

Address 5887 Copley Drive, San Diego, CA, USA, 92111
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
49GF Score

Get the complete analysis for GHLD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.01
Price
$19.49
GF Value