Guaranty Trust Holding Co (NSA:GTCO) Beginning Cash Position: ₦4,500,616 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:GTCO Guaranty Trust Holding Co PLC NSA:GTCO
81 GF Score
Price ₦130.00
GF Value ₦78.73
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Guaranty Trust Holding Co Beginning Cash Position?

Guaranty Trust Holding Co NSA:GTCO +0.93% 81 Beginning Cash Position is ₦4,500,616 Mil as of Dec. 2025. GuruFocus rates NSA:GTCO with a GF Score™ of 81/100 and a GF Value™ of ₦78.73 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Guaranty Trust Holding Co's Beginning Cash Position for the quarter that ended in Dec. 2025 was ₦4,500,616 Mil.

Guaranty Trust Holding Co's quarterly Beginning Cash Position increased from Jun. 2025 (₦3,608,161 Mil) to Sep. 2025 (₦4,354,142 Mil) and increased from Sep. 2025 (₦4,354,142 Mil) to Dec. 2025 (₦4,500,616 Mil).

Guaranty Trust Holding Co's annual Beginning Cash Position increased from Dec. 2023 (₦1,596,079 Mil) to Dec. 2024 (₦2,005,936 Mil) and increased from Dec. 2024 (₦2,005,936 Mil) to Dec. 2025 (₦4,401,590 Mil).

Guaranty Trust Holding Co Beginning Cash Position Related Terms

Guaranty Trust Holding Co Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Guaranty Trust Holding Co's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Trust Holding Co Beginning Cash Position Chart

Guaranty Trust Holding Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 711,429.42 905,657.24 1,596,078.64 2,005,936.20 4,401,589.92

Guaranty Trust Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,289,121.47 4,401,589.92 3,608,160.86 4,354,142.20 4,500,616.31
NSA:GTCO
81GF Score
Guaranty Trust Holding Co PLC NSA:GTCO
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guaranty Trust Holding Co Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ₦4,500,616 Mil mean?
Guaranty Trust Holding Co (NSA:GTCO) has a Beginning Cash Position of ₦4,500,616 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Guaranty Trust Holding Co and its competitors.
Is Guaranty Trust Holding Co's Beginning Cash Position too high?
Guaranty Trust Holding Co's current Beginning Cash Position is ₦4,500,616 Mil. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's Beginning Cash Position compare to JPM and BAC?
Guaranty Trust Holding Co's Beginning Cash Position of ₦4,500,616 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Guaranty Trust Holding Co and its competitors. Guaranty Trust Holding Co's current Beginning Cash Position is ₦4,500,616 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (NSA:GTCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦78.73, compared to a current price of ₦130.00 — trading 65.1% above its estimated fair value. The current Beginning Cash Position is ₦4,500,616 Mil. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Guaranty Trust Holding Co (NSA:GTCO), the current Beginning Cash Position is ₦4,500,616 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of ₦130.00 is trading 65.1% above its estimated GF Value™ of ₦78.73. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for NSA:GTCO:

  • Beginning Cash Position: ₦4,500,616 Mil
  • GF Value™: ₦78.73 vs. price of ₦130.00 (65.1% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Other Exchanges GTCOl:UKGTCO:UK9JO0:Germany
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for NSA:GTCO

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦130.00
Price
₦78.73
GF Value