Guaranty Trust Holding Co (NSA:GTCO) Cyclically Adjusted PS Ratio: (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:GTCO Guaranty Trust Holding Co PLC NSA:GTCO
81 GF Score
Price ₦129.10
GF Value ₦78.11
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co Cyclically Adjusted PS Ratio?

Guaranty Trust Holding Co does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Guaranty Trust Holding Co  (NSA:GTCO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Guaranty Trust Holding Co Cyclically Adjusted PS Ratio Related Terms


Guaranty Trust Holding Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Guaranty Trust Holding Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Trust Holding Co Cyclically Adjusted PS Ratio Chart

Guaranty Trust Holding Co Annual Data
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Guaranty Trust Holding Co Quarterly Data
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NSA:GTCO vs JPM, BAC, WFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Diversified subindustry, Guaranty Trust Holding Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guaranty Trust Holding Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Guaranty Trust Holding Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Guaranty Trust Holding Co's Cyclically Adjusted PS Ratio falls into.


NSA:GTCO
81GF Score
Guaranty Trust Holding Co PLC NSA:GTCO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Guaranty Trust Holding Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Guaranty Trust Holding Co does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of ₦129.10 is trading 65.3% above its estimated GF Value™ of ₦78.11. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for NSA:GTCO:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ₦78.11 vs. price of ₦129.10 (65.3% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guaranty Trust Holding Co Business Description

Other Exchanges GTCOl:UKGTCO:UK9JO0:Germany
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for NSA:GTCO

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦129.10
Price
₦78.11
GF Value