Guaranty Trust Holding Co (NSA:GTCO) EPS (Basic): ₦25.37 (TTM As of Dec. 2025)


NSA:GTCO Guaranty Trust Holding Co PLC NSA:GTCO
81 GF Score
Price ₦129.80
GF Value ₦75.92
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co EPS (Basic)?

Guaranty Trust Holding Co NSA:GTCO +0.62% 81 EPS (Basic) is ₦25.37 as of Dec. 2025. GuruFocus rates NSA:GTCO with a GF Score™ of 81/100 and a GF Value™ of ₦75.92 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Guaranty Trust Holding Co's basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was ₦4.72. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦25.37.

Guaranty Trust Holding Co's EPS (Diluted) for the three months ended in Dec. 2025 was ₦4.72. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦25.37.

Guaranty Trust Holding Co's EPS without NRI for the three months ended in Dec. 2025 was ₦4.76. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 25.41.

During the past 12 months, Guaranty Trust Holding Co's average EPS without NRIGrowth Rate was -28.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 62.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 45.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 6 years, Guaranty Trust Holding Co's highest 3-Year average EPS without NRI Growth Rate was 79.40% per year. The lowest was 42.50% per year. And the median was 62.40% per year.

Guaranty Trust Holding Co  (NSA:GTCO) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Guaranty Trust Holding Co EPS (Basic) Related Terms

Guaranty Trust Holding Co EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Guaranty Trust Holding Co's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Trust Holding Co EPS (Basic) Chart

Guaranty Trust Holding Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 6.14 5.95 19.07 35.44 25.43

Guaranty Trust Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.97 7.84 5.75 7.06 4.72
NSA:GTCO
81GF Score
Guaranty Trust Holding Co PLC NSA:GTCO
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Guaranty Trust Holding Co EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Guaranty Trust Holding Co's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(853548.304-0)/33565.558
=25.43

Guaranty Trust Holding Co's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(165476.409-0)/34601.374
=4.78

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦25.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₦25.37 mean?
Guaranty Trust Holding Co (NSA:GTCO) has a EPS (Basic) of ₦25.37 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Guaranty Trust Holding Co and its competitors.
Is Guaranty Trust Holding Co's EPS (Basic) too high?
Guaranty Trust Holding Co's current EPS (Basic) is ₦25.37. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's EPS (Basic) compare to JPM and BAC?
Guaranty Trust Holding Co's EPS (Basic) of ₦25.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Guaranty Trust Holding Co and its competitors. Guaranty Trust Holding Co's current EPS (Basic) is ₦25.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (NSA:GTCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦75.92, compared to a current price of ₦129.80 — trading 71% above its estimated fair value. The current EPS (Basic) is ₦25.37. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Guaranty Trust Holding Co (NSA:GTCO), the current EPS (Basic) is ₦25.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of ₦129.80 is trading 71% above its estimated GF Value™ of ₦75.92. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for NSA:GTCO:

  • EPS (Basic): ₦25.37
  • GF Value™: ₦75.92 vs. price of ₦129.80 (71% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Other Exchanges GTCOl:UKGTCO:UK9JO0:Germany
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for NSA:GTCO

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦129.80
Price
₦75.92
GF Value