Guaranty Trust Holding Co (NSA:GTCO) Growth Rank: 8 (As of Sep. 16, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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NSA:GTCO Guaranty Trust Holding Co PLC NSA:GTCO
79 GF Score
Price ₦130.00
GF Value ₦73.41
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co Growth Rank?

Guaranty Trust Holding Co NSA:GTCO 79 Growth Rank is 8 as of Sep. 16, 2026, which is at its 10-year median of 8.00. GuruFocus rates NSA:GTCO with a GF Score™ of 79/100 and a GF Value™ of ₦73.41 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Guaranty Trust Holding Co has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Guaranty Trust Holding Co Growth Rank Related Terms

NSA:GTCO vs JPM, BAC, WFC: Growth Rank Comparison

For the Banks - Diversified subindustry, Guaranty Trust Holding Co's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guaranty Trust Holding Co Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Guaranty Trust Holding Co's Growth Rank distribution charts can be found below:

* The bar in red indicates where Guaranty Trust Holding Co's Growth Rank falls into.


NSA:GTCO
79GF Score
Guaranty Trust Holding Co PLC NSA:GTCO
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
Guaranty Trust Holding Co (NSA:GTCO) has a Growth Rank of 8 as of Sep. 16, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Guaranty Trust Holding Co and its competitors. This is near median its historical median of 8.00. Over the past decade, Guaranty Trust Holding Co's Growth Rank has ranged from 7.00 to 8.00.
Is Guaranty Trust Holding Co's Growth Rank too high?
Guaranty Trust Holding Co's current Growth Rank of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 8.00. Overall, Guaranty Trust Holding Co has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's Growth Rank compare to JPM and BAC?
Guaranty Trust Holding Co's Growth Rank of 8 can be compared against companies in the Banks industry. Historically, Guaranty Trust Holding Co's own Growth Rank has ranged from 7.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Guaranty Trust Holding Co and its competitors. Guaranty Trust Holding Co's current Growth Rank is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (NSA:GTCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦73.41, compared to a current price of ₦130.00 — trading 77.1% above its estimated fair value. The current Growth Rank is 8, which is near median its 10-year median of 8.00. Guaranty Trust Holding Co's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Guaranty Trust Holding Co (NSA:GTCO), the current Growth Rank is 8 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of ₦130.00 is trading 77.1% above its estimated GF Value™ of ₦73.41. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for NSA:GTCO:

  • Growth Rank: 8 (near median its 10-year median of 8.00)
  • GF Value™: ₦73.41 vs. price of ₦130.00 (77.1% above fair value)
  • GF Score™: 79/100 with 1 warning sign

No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Other Exchanges GTCOl:UKGTCO:UK9JO0:Germany
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
79GF Score

Get the complete analysis for NSA:GTCO

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦130.00
Price
₦73.41
GF Value