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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-28), Guaranty Trust Holding Co's 3-1 Month Momentum % is -5.71%.
The industry rank for Guaranty Trust Holding Co's 3-1 Month Momentum % or its related term are showing as below:
NSA:GTCO's 3-1 Month Momentum % is ranked worse than 88.44% of 1574
companies
in the Banks industry
Industry Median: 4.825
vs NSA:GTCO: -5.71
Guaranty Trust Holding Co (NSA:GTCO) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Guaranty Trust Holding Co 3-1 Month Momentum % Related Terms
NSA:GTCO vs JPM, BAC, WFC: 3-1 Month Momentum % Comparison
For the Banks - Diversified subindustry, Guaranty Trust Holding Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guaranty Trust Holding Co 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Guaranty Trust Holding Co's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Guaranty Trust Holding Co's 3-1 Month Momentum % falls into.
Guaranty Trust Holding Co (NSA:GTCO) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guaranty Trust Holding Co (NSA:GTCO) has a 3-1 Month Momentum % of -5.71% as of Aug. 28, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Guaranty Trust Holding Co and its competitors. According to the industry distribution chart, Guaranty Trust Holding Co ranks #1392 out of 1574 companies in the Banks industry, placing it in the top 88.4%.
Is Guaranty Trust Holding Co's 3-1 Month Momentum % too high?
Guaranty Trust Holding Co's current 3-1 Month Momentum % is -5.71%. Based on the distribution chart, Guaranty Trust Holding Co ranks #1392 out of 1574 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Guaranty Trust Holding Co has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's 3-1 Month Momentum % compare to JPM and BAC?
According to the Banks industry distribution chart, Guaranty Trust Holding Co ranks #1392 out of 1574 companies for 3-1 Month Momentum %. This places Guaranty Trust Holding Co in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Guaranty Trust Holding Co and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Trust Holding Co's current 3-1 Month Momentum % is -5.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (NSA:GTCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦76.21, compared to a current price of ₦128.00 — trading 68% above its estimated fair value. The current 3-1 Month Momentum % is -5.71%. Guaranty Trust Holding Co's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Guaranty Trust Holding Co (NSA:GTCO), the current 3-1 Month Momentum % is -5.71% as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?
Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued.
The current stock price of ₦128.00 is trading 68% above its estimated GF Value™ of ₦76.21.
GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.
Key valuation signals for NSA:GTCO:
3-1 Month Momentum %: -5.71%
GF Value™: ₦76.21 vs. price of ₦128.00 (68% above fair value)
No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
79GF Score
Get the complete analysis for NSA:GTCO
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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