Guaranty Trust Holding Co (NSA:GTCO) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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NSA:GTCO Guaranty Trust Holding Co PLC NSA:GTCO
81 GF Score
Price ₦129.00
GF Value ₦77.95
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co ROC (Joel Greenblatt) %?

Guaranty Trust Holding Co NSA:GTCO -0.15% 81 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates NSA:GTCO with a GF Score™ of 81/100 and a GF Value™ of ₦77.95 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 46 Banks companies, Guaranty Trust Holding Co ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSA:GTCO
81GF Score
Guaranty Trust Holding Co PLC NSA:GTCO
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Guaranty Trust Holding Co (NSA:GTCO) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Guaranty Trust Holding Co and its competitors. According to the industry distribution chart, Guaranty Trust Holding Co ranks #999999 out of 46 companies in the Banks industry.
Is Guaranty Trust Holding Co's ROC (Joel Greenblatt) % too high?
Guaranty Trust Holding Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Guaranty Trust Holding Co ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's ROC (Joel Greenblatt) % compare to JPM and BAC?
According to the Banks industry distribution chart, Guaranty Trust Holding Co ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Guaranty Trust Holding Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Guaranty Trust Holding Co and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Trust Holding Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (NSA:GTCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦77.95, compared to a current price of ₦129.00 — trading 65.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Guaranty Trust Holding Co (NSA:GTCO), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (NSA:GTCO) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of ₦129.00 is trading 65.5% above its estimated GF Value™ of ₦77.95. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for NSA:GTCO:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₦77.95 vs. price of ₦129.00 (65.5% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the NSA:GTCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Other Exchanges GTCOl:UKGTCO:UK9JO0:Germany
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for NSA:GTCO

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦129.00
Price
₦77.95
GF Value