Root (ROOT) Beginning Cash Position: $690 Mil (As of Mar. 2026)


ROOT Root Inc ROOT
77 GF Score
Price $63.99
GF Value $87.82
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Root Beginning Cash Position?

Root ROOT +3.66% 77 Beginning Cash Position is $690 Mil as of Mar. 2026. GuruFocus rates ROOT with a GF Score™ of 77/100 and a GF Value™ of $87.82 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Root's Beginning Cash Position for the quarter that ended in Mar. 2026 was $690 Mil.

Root's quarterly Beginning Cash Position increased from Sep. 2025 ($643 Mil) to Dec. 2025 ($654 Mil) and increased from Dec. 2025 ($654 Mil) to Mar. 2026 ($690 Mil).

Root's annual Beginning Cash Position declined from Dec. 2023 ($763 Mil) to Dec. 2024 ($680 Mil) and declined from Dec. 2024 ($680 Mil) to Dec. 2025 ($600 Mil).

Root Beginning Cash Position Related Terms

Root Beginning Cash Position Historical Data

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The historical data trend for Root's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Root Beginning Cash Position Chart

Root Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 1,113.80 707.00 763.10 679.70 600.30

Root Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 600.30 610.50 642.50 654.40 689.90
ROOT
77GF Score
Root Inc ROOT
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Root Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $690 Mil mean?
Root (ROOT) has a Beginning Cash Position of $690 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Root and its competitors.
Is Root's Beginning Cash Position too high?
Root's current Beginning Cash Position is $690 Mil. Overall, Root has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Root's Beginning Cash Position compare to BOW and HRTG?
Root's Beginning Cash Position of $690 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Root and its competitors. Root's current Beginning Cash Position is $690 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Root stock overvalued right now?
Based on GuruFocus' analysis, Root (ROOT) is currently considered Modestly Undervalued. The stock's GF Value™ is $87.82, compared to a current price of $63.99 — trading 27.1% below its estimated fair value. The current Beginning Cash Position is $690 Mil. Root's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Root (ROOT), the current Beginning Cash Position is $690 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Root (ROOT) Overvalued in 2026?

Based on GuruFocus' analysis, Root stock appears to be undervalued. The current stock price of $63.99 is trading 27.1% below its estimated GF Value™ of $87.82. GuruFocus considers Root to be Modestly Undervalued.

Key valuation signals for ROOT:

  • Beginning Cash Position: $690 Mil
  • GF Value™: $87.82 vs. price of $63.99 (27.1% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the ROOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Root Business Description

Address 80 East Rich Street, Suite 500, Columbus, OH, USA, 43215
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
77GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.99
Price
$87.82
GF Value