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Pretax income is the income that a company earns before paying income taxes. Root's pretax income for the
three
months ended in Jun. 2026 was $26 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $62 Mil.
Root's pretax margin was 6.58%.
During the past 8 years, Root's highest Pretax Margin was 3.96%. The lowest was -159.58%. And the median was -96.55%.
During the past 8 years, Root's highest Pretax Margin was 3.96%. The lowest was -159.58%. And the median was -96.55%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Root Pre-Tax Income Related Terms
Root Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Root's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROOT vs HRTG, BOW, TRUP: Pre-Tax Income Comparison
For the Insurance - Property & Casualty subindustry, Root's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Root Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, Root's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Root's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $62 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Root (ROOT) has a Pre-Tax Income of $62 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Root and its competitors.
Is Root's Pre-Tax Income too high?
Root's current Pre-Tax Income is $62 Mil. Overall, Root has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Root's Pre-Tax Income compare to HRTG and BOW?
Root's Pre-Tax Income of $62 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Root and its competitors. Root's current Pre-Tax Income is $62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Root stock overvalued right now?
Based on GuruFocus' analysis, Root (ROOT) is currently considered Significantly Undervalued. The stock's GF Value™ is $87.82, compared to a current price of $56.23 — trading 36% below its estimated fair value. The current Pre-Tax Income is $62 Mil. Root's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Root (ROOT), the current Pre-Tax Income is $62 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Root (ROOT) Overvalued in 2026?
Based on GuruFocus' analysis, Root stock appears to be undervalued.
The current stock price of $56.23 is trading 36% below its estimated GF Value™ of $87.82.
GuruFocus considers Root to be Significantly Undervalued.
Key valuation signals for ROOT:
Pre-Tax Income: $62 Mil
GF Value™: $87.82 vs. price of $56.23 (36% below fair value)
No single metric tells the full story. See the ROOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
68GF Score
Get the complete analysis for ROOT
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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