Root (ROOT) Short-term investments: $467 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROOT Root Inc ROOT
73 GF Score
Price $58.71
GF Value $87.76
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Root Short-term investments?

Root ROOT -0.56% 73 Short-term investments is $467 Mil as of Mar. 2026. GuruFocus rates ROOT with a GF Score™ of 73/100 and a GF Value™ of $87.76 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Root's quarterly trading assets increased from Sep. 2025 ($358 Mil) to Dec. 2025 ($387 Mil) and increased from Dec. 2025 ($387 Mil) to Mar. 2026 ($467 Mil).

Root's annual trading assets increased from Dec. 2023 ($167 Mil) to Dec. 2024 ($307 Mil) and increased from Dec. 2024 ($307 Mil) to Dec. 2025 ($387 Mil).

Root Short-term investments Historical Data

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The historical data trend for Root's Short-term investments can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Root Short-term investments Chart

Root Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-term investments
Get a 7-Day Free Trial 129.90 128.80 166.80 306.80 387.00

Root Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-term investments Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 320.80 322.70 357.80 387.00 467.10
ROOT
73GF Score
Root Inc ROOT
Short-term investments is just one metric. See GF Score™, valuation, warning signs, and more.
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Root Short-term investments Calculation

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Frequently Asked Questions Learn more about Short-term investments →
What does a Short-term investments of $467 Mil mean?
Root (ROOT) has a Short-term investments of $467 Mil as of Mar. 2026. The total amount of short-term investments as recorded on an insurance company's balance sheet. View historical data on Root and its competitors.
Is Root's Short-term investments too high?
Root's current Short-term investments is $467 Mil. Overall, Root has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Root's Short-term investments compare to BOW and HRTG?
Root's Short-term investments of $467 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-term investments for an Insurance company?
A good Short-term investments depends on the Insurance industry context. However, Short-term investments should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-term investments mean?
A high Short-term investments can signal that a stock is expensive relative to its fundamentals. The total amount of short-term investments as recorded on an insurance company's balance sheet. View historical data on Root and its competitors. Root's current Short-term investments is $467 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Root stock overvalued right now?
Based on GuruFocus' analysis, Root (ROOT) is currently considered Significantly Undervalued. The stock's GF Value™ is $87.76, compared to a current price of $58.71 — trading 33.1% below its estimated fair value. The current Short-term investments is $467 Mil. Root's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-term investments calculated?
Short-term investments is calculated from a company's financial statements. For Root (ROOT), the current Short-term investments is $467 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Root (ROOT) Overvalued in 2026?

Based on GuruFocus' analysis, Root stock appears to be undervalued. The current stock price of $58.71 is trading 33.1% below its estimated GF Value™ of $87.76. GuruFocus considers Root to be Significantly Undervalued.

Key valuation signals for ROOT:

  • Short-term investments: $467 Mil
  • GF Value™: $87.76 vs. price of $58.71 (33.1% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the ROOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Root Business Description

Address 80 East Rich Street, Suite 500, Columbus, OH, USA, 43215
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
73GF Score

Get the complete analysis for ROOT

Short-term investments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.71
Price
$87.76
GF Value