Root (ROOT) Total Assets: $1,685 Mil (As of Mar. 2026)


ROOT Root Inc ROOT
73 GF Score
Price $55.70
GF Value $88.02
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Root Total Assets?

Root ROOT +6.77% 73 Total Assets is $1,685 Mil as of Mar. 2026. GuruFocus rates ROOT with a GF Score™ of 73/100 and a GF Value™ of $88.02 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Root's Total Assets for the quarter that ended in Mar. 2026 was $1,685 Mil.

During the past 12 months, Root's average Total Assets Growth Rate was -5.30% per year. During the past 3 years, the average Total Assets Growth Rate was 13.60% per year. During the past 5 years, the average Total Assets Growth Rate was 7.80% per year.

During the past 8 years, Root's highest 3-Year average Total Assets Growth Rate was 87.40%. The lowest was 5.70%. And the median was 13.60%.

Total Assets is connected with ROA %. Root's annualized ROA % for the quarter that ended in Mar. 2026 was 8.55%. Total Assets is also linked to Revenue through Asset Turnover. Root's Asset Turnover for the quarter that ended in Mar. 2026 was 0.23.


Root  (NAS:ROOT) Total Assets Explanation

Total Assets is connected with ROA %.

Root's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=143.6/( (1674.5+1684.9)/ 2 )
=143.6/1679.7
=8.55 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Root's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=393.5/( (1674.5+1684.9)/ 2 )
=393.5/1679.7
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Root Total Assets Related Terms


Root Total Assets Historical Data

* Premium members only.

The historical data trend for Root's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Root Total Assets Chart

Root Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 1,319.30 1,312.90 1,347.70 1,495.70 1,674.50

Root Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,585.50 1,587.70 1,642.40 1,674.50 1,684.90
ROOT
73GF Score
Root Inc ROOT
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Root Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Root's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=284.3+1390.2
=1,675

Root's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=325.9+1359
=1,685

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $1,685 Mil mean?
Root (ROOT) has a Total Assets of $1,685 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Root and its competitors.
Is Root's Total Assets too high?
Root's current Total Assets is $1,685 Mil. Overall, Root has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Root's Total Assets compare to BOW and ASIC?
Root's Total Assets of $1,685 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for an Insurance company?
A good Total Assets depends on the Insurance industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Root and its competitors. Root's current Total Assets is $1,685 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Root stock overvalued right now?
Based on GuruFocus' analysis, Root (ROOT) is currently considered Significantly Undervalued. The stock's GF Value™ is $88.02, compared to a current price of $55.70 — trading 36.7% below its estimated fair value. The current Total Assets is $1,685 Mil. Root's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Root (ROOT), the current Total Assets is $1,685 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Root (ROOT) Overvalued in 2026?

Based on GuruFocus' analysis, Root stock appears to be undervalued. The current stock price of $55.70 is trading 36.7% below its estimated GF Value™ of $88.02. GuruFocus considers Root to be Significantly Undervalued.

Key valuation signals for ROOT:

  • Total Assets: $1,685 Mil
  • GF Value™: $88.02 vs. price of $55.70 (36.7% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the ROOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Root Business Description

Address 80 East Rich Street, Suite 500, Columbus, OH, USA, 43215
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
73GF Score

Get the complete analysis for ROOT

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.70
Price
$88.02
GF Value