Root (ROOT) 3-Year EPS without NRI Growth Rate: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROOT Root Inc ROOT
68 GF Score
Price $54.95
GF Value $87.77
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Root 3-Year EPS without NRI Growth Rate?

Root ROOT -5.40% 68 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates ROOT with a GF Score™ of 68/100 and a GF Value™ of $87.77 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 397 Insurance companies, Root ranks worse than 251888.92% on this metric.

Root's EPS without NRI for the three months ended in Jun. 2026 was $1.66.

During the past 12 months, Root's average EPS without NRI Growth Rate was -25.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Root was 50.90% per year. The lowest was -82.00% per year. And the median was 5.30% per year.


Root  (NAS:ROOT) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Root 3-Year EPS without NRI Growth Rate Related Terms


ROOT vs HRTG, BOW, TRUP: 3-Year EPS without NRI Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Root's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Root 3-Year EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Root's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Root's 3-Year EPS without NRI Growth Rate falls into.


ROOT
68GF Score
Root Inc ROOT
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Root 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 0.00% mean?
Root (ROOT) has a 3-Year EPS without NRI Growth Rate of 0.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Root and its competitors. According to the industry distribution chart, Root ranks #999999 out of 397 companies in the Insurance industry.
Is Root's 3-Year EPS without NRI Growth Rate too high?
Root's current 3-Year EPS without NRI Growth Rate is 0.00%. Based on the distribution chart, Root ranks #999999 out of 397 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Root has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Root's 3-Year EPS without NRI Growth Rate compare to HRTG and BOW?
According to the Insurance industry distribution chart, Root ranks #999999 out of 397 companies for 3-Year EPS without NRI Growth Rate. This places Root in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.60, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Root and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Root's current 3-Year EPS without NRI Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Root stock overvalued right now?
Based on GuruFocus' analysis, Root (ROOT) is currently considered Significantly Undervalued. The stock's GF Value™ is $87.77, compared to a current price of $54.95 — trading 37.4% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.00%. Root's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Root (ROOT), the current 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Root (ROOT) Overvalued in 2026?

Based on GuruFocus' analysis, Root stock appears to be undervalued. The current stock price of $54.95 is trading 37.4% below its estimated GF Value™ of $87.77. GuruFocus considers Root to be Significantly Undervalued.

Key valuation signals for ROOT:

  • 3-Year EPS without NRI Growth Rate: 0.00%
  • GF Value™: $87.77 vs. price of $54.95 (37.4% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the ROOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Root Business Description

Address 80 East Rich Street, Suite 500, Columbus, OH, USA, 43215
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
68GF Score

Get the complete analysis for ROOT

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.95
Price
$87.77
GF Value