Nayifat Finance Co (SAU:4081) Beginning Cash Position: ﷼308.3 Mil (As of Jun. 2026)

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SAU:4081 Nayifat Finance Co SAU:4081
56 GF Score
Price ﷼10.17
GF Value ﷼11.71
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Nayifat Finance Co Beginning Cash Position?

Nayifat Finance Co SAU:4081 +0.89% 56 Beginning Cash Position is ﷼308.3 Mil as of Jun. 2026. GuruFocus rates SAU:4081 with a GF Score™ of 56/100 and a GF Value™ of ﷼11.71 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Nayifat Finance Co's Beginning Cash Position for the quarter that ended in Jun. 2026 was ﷼308.3 Mil.

Nayifat Finance Co's quarterly Beginning Cash Position increased from Dec. 2025 (﷼51.2 Mil) to Mar. 2026 (﷼261.7 Mil) and increased from Mar. 2026 (﷼261.7 Mil) to Jun. 2026 (﷼308.3 Mil).

Nayifat Finance Co's annual Beginning Cash Position increased from Dec. 2023 (﷼44.7 Mil) to Dec. 2024 (﷼61.3 Mil) and increased from Dec. 2024 (﷼61.3 Mil) to Dec. 2025 (﷼86.5 Mil).

Nayifat Finance Co Beginning Cash Position Related Terms

Nayifat Finance Co Beginning Cash Position Historical Data

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The historical data trend for Nayifat Finance Co's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nayifat Finance Co Beginning Cash Position Chart

Nayifat Finance Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only 70.09 59.12 44.65 61.30 86.48

Nayifat Finance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.04 47.24 51.24 261.71 308.27
SAU:4081
56GF Score
Nayifat Finance Co SAU:4081
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Nayifat Finance Co Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ﷼308.3 Mil mean?
Nayifat Finance Co (SAU:4081) has a Beginning Cash Position of ﷼308.3 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Nayifat Finance Co and its competitors.
Is Nayifat Finance Co's Beginning Cash Position too high?
Nayifat Finance Co's current Beginning Cash Position is ﷼308.3 Mil. Overall, Nayifat Finance Co has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nayifat Finance Co's Beginning Cash Position compare to V and MA?
Nayifat Finance Co's Beginning Cash Position of ﷼308.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Nayifat Finance Co and its competitors. Nayifat Finance Co's current Beginning Cash Position is ﷼308.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nayifat Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Nayifat Finance Co (SAU:4081) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼11.71, compared to a current price of ﷼10.17 — trading 13.2% below its estimated fair value. The current Beginning Cash Position is ﷼308.3 Mil. Nayifat Finance Co's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Nayifat Finance Co (SAU:4081), the current Beginning Cash Position is ﷼308.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nayifat Finance Co (SAU:4081) Overvalued in 2026?

Based on GuruFocus' analysis, Nayifat Finance Co stock appears to be undervalued. The current stock price of ﷼10.17 is trading 13.2% below its estimated GF Value™ of ﷼11.71. GuruFocus considers Nayifat Finance Co to be Modestly Undervalued.

Key valuation signals for SAU:4081:

  • Beginning Cash Position: ﷼308.3 Mil
  • GF Value™: ﷼11.71 vs. price of ﷼10.17 (13.2% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the SAU:4081 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nayifat Finance Co Business Description

Address 7633, Al Ulaya - Al Woroud District, Unit No. 1555, Riyadh, SAU, 12253-2105
Nayifat Finance Co is a non-banking finance company focused on consumer and SME lending. It provides lease finance, consumer finance, small and medium enterprise finance, debt crowdfunding, and credit card finance in the Kingdom of Saudi Arabia. The company has three reportable segments, namely, Personal financing, SME Financing and Islamic credit cards. The majority of revenue is generated from Personal financing, which includes providing personal financing to the retail segment.
56GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.17
Price
﷼11.71
GF Value