Nayifat Finance Co (SAU:4081) Buyback Yield %: -1.52 (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4081 Nayifat Finance Co SAU:4081
57 GF Score
Price ﷼9.41
GF Value ﷼12.17
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Nayifat Finance Co Buyback Yield %?

Nayifat Finance Co SAU:4081 +0.32% 57 Buyback Yield % is -1.52 as of Jul. 26, 2026. GuruFocus rates SAU:4081 with a GF Score™ of 57/100 and a GF Value™ of ﷼12.17 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 168 Credit Services companies, Nayifat Finance Co ranks worse than 60.12% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Nayifat Finance Co's current buyback yield was -1.52%.


Nayifat Finance Co Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Nayifat Finance Co's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nayifat Finance Co Buyback Yield % Chart

Nayifat Finance Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 3.06

Nayifat Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.82 0.75 1.87 3.06 -1.43

SAU:4081 vs V, MA, AXP: Buyback Yield % Comparison

For the Credit Services subindustry, Nayifat Finance Co's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nayifat Finance Co Buyback Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Nayifat Finance Co's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Nayifat Finance Co's Buyback Yield % falls into.


SAU:4081
57GF Score
Nayifat Finance Co SAU:4081
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nayifat Finance Co Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Nayifat Finance Co's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-43.374 + 0) / 1417.856
=3.06%

Nayifat Finance Co's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (16.626 + 0) / 1164.834
=-1.43%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of -1.52 mean?
Nayifat Finance Co (SAU:4081) has a Buyback Yield % of -1.52 as of Jul. 26, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Nayifat Finance Co and its competitors. According to the industry distribution chart, Nayifat Finance Co ranks #101 out of 168 companies in the Credit Services industry, placing it in the top 60.1%.
Is Nayifat Finance Co's Buyback Yield % too high?
Nayifat Finance Co's current Buyback Yield % is -1.52. Based on the distribution chart, Nayifat Finance Co ranks #101 out of 168 companies in the Credit Services industry, which is below the industry midpoint. Overall, Nayifat Finance Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nayifat Finance Co's Buyback Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Nayifat Finance Co ranks #101 out of 168 companies for Buyback Yield %. This places Nayifat Finance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Nayifat Finance Co and its competitors. Nayifat Finance Co's current Buyback Yield % is -1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nayifat Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Nayifat Finance Co (SAU:4081) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼12.17, compared to a current price of ﷼9.41 — trading 22.7% below its estimated fair value. The current Buyback Yield % is -1.52. Nayifat Finance Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Nayifat Finance Co (SAU:4081), the current Buyback Yield % is -1.52 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nayifat Finance Co (SAU:4081) Overvalued in 2026?

Based on GuruFocus' analysis, Nayifat Finance Co stock appears to be undervalued. The current stock price of ﷼9.41 is trading 22.7% below its estimated GF Value™ of ﷼12.17. GuruFocus considers Nayifat Finance Co to be Modestly Undervalued.

Key valuation signals for SAU:4081:

  • Buyback Yield %: -1.52
  • GF Value™: ﷼12.17 vs. price of ﷼9.41 (22.7% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SAU:4081 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nayifat Finance Co Business Description

Address 7633, Al Ulaya - Al Woroud District, Unit No. 1555, Riyadh, SAU, 12253-2105
Nayifat Finance Co is a non-banking finance company focused on consumer and SME lending. It provides lease finance, consumer finance, small and medium enterprise finance, debt crowdfunding, and credit card finance in the Kingdom of Saudi Arabia. The company has three reportable segments, namely, Personal financing, SME Financing and Islamic credit cards. The majority of revenue is generated from Personal financing, which includes providing personal financing to the retail segment.
57GF Score

Get the complete analysis for SAU:4081

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼9.41
Price
﷼12.17
GF Value