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Nayifat Finance CoSAU:4081 -0.21%57 Dividend Yield % is 3.43% as of Jul. 17, 2026, which is 8% below its 10-year median of 3.72. GuruFocus rates SAU:4081 with a GF Score™ of 57/100 and a GF Value™ of ﷼12.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 210 Credit Services companies, Nayifat Finance Co ranks worse than 54.76% on this metric.
As of today (2026-07-17), the Trailing Annual Dividend Yield of Nayifat Finance Co is 3.43%.
The historical rank and industry rank for Nayifat Finance Co's Dividend Yield % or its related term are showing as below:
SAU:4081'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.7 Med: 3.72 Max: 6.84
Current: 3.43
During the past 9 years, the highest Dividend Yield of Nayifat Finance Co was 6.84%. The lowest was 2.70%. And the median was 3.72%.
SAU:4081's Dividend Yield % is ranked worse than 54.76% of 210
companies
in the Credit Services industry
Industry Median: 3.775
vs SAU:4081: 3.43
During the past 12 months, Nayifat Finance Co's average Dividends Per Share Growth Rate was -34.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -19.20% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Nayifat Finance Co was -19.20% per year. The lowest was -19.20% per year. And the median was -19.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Nayifat Finance Co (SAU:4081) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Nayifat Finance Co Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Nayifat Finance Co's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:4081 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Nayifat Finance Co's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nayifat Finance Co Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Nayifat Finance Co's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Nayifat Finance Co's Dividend Yield % falls into.
Nayifat Finance Co (SAU:4081) has a Dividend Yield % of 3.43% as of Jul. 17, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Nayifat Finance Co and its competitors. This is near median its historical median of 3.72. Over the past decade, Nayifat Finance Co's Dividend Yield % has ranged from 2.70 to 6.84. According to the industry distribution chart, Nayifat Finance Co ranks #115 out of 210 companies in the Credit Services industry, placing it in the top 54.8%.
Is Nayifat Finance Co's Dividend Yield % too high?
Nayifat Finance Co's current Dividend Yield % of 3.43% is near median its 10-year median of 3.72. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 6.84. The Credit Services industry median Dividend Yield % is 3.78. Nayifat Finance Co's value of 3.43% is 9.1% below this industry median. Based on the distribution chart, Nayifat Finance Co ranks #115 out of 210 companies in the Credit Services industry, which is below the industry midpoint. Overall, Nayifat Finance Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nayifat Finance Co's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Nayifat Finance Co ranks #115 out of 210 companies for Dividend Yield %. This places Nayifat Finance Co in the lower half of its industry. The industry median Dividend Yield % is 3.78. Nayifat Finance Co's value of 3.43% is 9.1% below this benchmark. Historically, Nayifat Finance Co's own Dividend Yield % has ranged from 2.70 to 6.84 over the past decade. While the company's 10-year median is 3.72 vs. the industry median of 3.78, Nayifat Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.78, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nayifat Finance Co's current Dividend Yield % of 3.43% is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Nayifat Finance Co and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nayifat Finance Co's current Dividend Yield % is 3.43%, which is near median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nayifat Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Nayifat Finance Co (SAU:4081) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼12.14, compared to a current price of ﷼9.61 — trading 20.8% below its estimated fair value. The current Dividend Yield % is 3.43%, which is near median its 10-year median of 3.72 and 9.1% below the Credit Services industry median of 3.78. Nayifat Finance Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Nayifat Finance Co (SAU:4081), the current Dividend Yield % is 3.43% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nayifat Finance Co (SAU:4081) Overvalued in 2026?
Based on GuruFocus' analysis, Nayifat Finance Co stock appears to be undervalued.
The current stock price of ﷼9.61 is trading 20.8% below its estimated GF Value™ of ﷼12.14.
GuruFocus considers Nayifat Finance Co to be Modestly Undervalued.
Key valuation signals for SAU:4081:
Dividend Yield %: 3.43% (near median its 10-year median of 3.72)
GF Value™: ﷼12.14 vs. price of ﷼9.61 (20.8% below fair value)
Industry Position: 9.1% below the Credit Services median (#115 of 210)
No single metric tells the full story. See the SAU:4081 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nayifat Finance Co is a non-banking finance company focused on consumer and SME lending. It provides lease finance, consumer finance, small and medium enterprise finance, debt crowdfunding, and credit card finance in the Kingdom of Saudi Arabia. The company has three reportable segments, namely, Personal financing, SME Financing and Islamic credit cards. The majority of revenue is generated from Personal financing, which includes providing personal financing to the retail segment.
57GF Score
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