ZZHGF (ZhongAn Online P&C Insurance Co) Beginning Cash Position: $232 Mil (As of Dec. 2025)

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Founder & CEO of GuruFocus
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ZZHGF ZhongAn Online P&C Insurance Co Ltd ZZHGF
86 GF Score
Price $1.50
GF Value $2.37
! 2 Warning Signs
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What is ZhongAn Online P&C Insurance Co Beginning Cash Position?

ZhongAn Online P&C Insurance Co ZZHGF -37.50% 86 Beginning Cash Position is $232 Mil as of Dec. 2025. GuruFocus rates ZZHGF with a GF Score™ of 86/100 and a GF Value™ of $2.37. The stock has 2 warning signs investors should review.

ZhongAn Online P&C Insurance Co's Beginning Cash Position for the quarter that ended in Dec. 2025 was $232 Mil.

ZhongAn Online P&C Insurance Co's quarterly Beginning Cash Position increased from Dec. 2024 ($278 Mil) to Jun. 2025 ($280 Mil) but then declined from Jun. 2025 ($280 Mil) to Dec. 2025 ($232 Mil).

ZhongAn Online P&C Insurance Co's annual Beginning Cash Position declined from Dec. 2023 ($507 Mil) to Dec. 2024 ($230 Mil) but then increased from Dec. 2024 ($230 Mil) to Dec. 2025 ($285 Mil).


ZhongAn Online P&C Insurance Co Beginning Cash Position Related Terms


ZhongAn Online P&C Insurance Co Beginning Cash Position Historical Data

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The historical data trend for ZhongAn Online P&C Insurance Co's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZhongAn Online P&C Insurance Co Beginning Cash Position Chart

ZhongAn Online P&C Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,290.26 540.05 506.66 230.24 285.03

ZhongAn Online P&C Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 448.09 231.07 277.85 279.59 232.10
ZZHGF
86GF Score
ZhongAn Online P&C Insurance Co Ltd ZZHGF
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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ZhongAn Online P&C Insurance Co Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $232 Mil mean?
ZhongAn Online P&C Insurance Co (ZZHGF) has a Beginning Cash Position of $232 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on ZhongAn Online P&C Insurance Co and its competitors.
Is ZhongAn Online P&C Insurance Co's Beginning Cash Position too high?
ZhongAn Online P&C Insurance Co's current Beginning Cash Position is $232 Mil. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's Beginning Cash Position compare to CB and PGR?
ZhongAn Online P&C Insurance Co's Beginning Cash Position of $232 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on ZhongAn Online P&C Insurance Co and its competitors. ZhongAn Online P&C Insurance Co's current Beginning Cash Position is $232 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
ZhongAn Online P&C Insurance Co (ZZHGF) has a current Beginning Cash Position of $232 Mil. The stock's GF Value™ is $2.37, compared to a current price of $1.50 — trading 36.7% below its estimated fair value. The current Beginning Cash Position is $232 Mil. ZhongAn Online P&C Insurance Co's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (ZZHGF), the current Beginning Cash Position is $232 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZhongAn Online P&C Insurance Co (ZZHGF) Overvalued in 2026?

Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued. The current stock price of $1.50 is trading 36.7% below its estimated GF Value™ of $2.37.

Key valuation signals for ZZHGF:

  • Beginning Cash Position: $232 Mil
  • GF Value™: $2.37 vs. price of $1.50 (36.7% below fair value)
  • GF Score™: 86/100 with 2 warning signs

No single metric tells the full story. See the ZZHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZhongAn Online P&C Insurance Co Business Description

Address 219 Yuanmingyuan Road, Shanghai, CHN
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
86GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.50
Price
$2.37
GF Value