The historical rank and industry rank for ZhongAn Online P&C Insurance Co's Pretax Margin % or its related term are showing as below:
ZZHGF'
s Pretax Margin % Range Over the Past 10 Years
Min: -18.96 Med: 0.59 Max: 13.72
Current: 4.33
ZZHGF's Pretax Margin % is ranked worse than 79.17% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs ZZHGF: 4.33
ZhongAn Online P&C Insurance Co (OTCPK:ZZHGF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ZhongAn Online P&C Insurance Co Pretax Margin % Related Terms
ZhongAn Online P&C Insurance Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZhongAn Online P&C Insurance Co Pretax Margin % Chart
For the Insurance - Property & Casualty subindustry, ZhongAn Online P&C Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZhongAn Online P&C Insurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ZhongAn Online P&C Insurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ZhongAn Online P&C Insurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZhongAn Online P&C Insurance Co (ZZHGF) has a Pretax Margin % of 4.03% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ZhongAn Online P&C Insurance Co and its competitors. This is 583% above median its historical median of 0.59. According to the industry distribution chart, ZhongAn Online P&C Insurance Co ranks #399 out of 504 companies in the Insurance industry, placing it in the top 79.2%.
Is ZhongAn Online P&C Insurance Co's Pretax Margin % too high?
ZhongAn Online P&C Insurance Co's current Pretax Margin % of 4.03% is 583% above median its 10-year median of 0.59. The Insurance industry median Pretax Margin % is 11.98. ZhongAn Online P&C Insurance Co's value of 4.03% is 66.4% below this industry median. Based on the distribution chart, ZhongAn Online P&C Insurance Co ranks #399 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, ZhongAn Online P&C Insurance Co ranks #399 out of 504 companies for Pretax Margin %. This places ZhongAn Online P&C Insurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.98. ZhongAn Online P&C Insurance Co's value of 4.03% is 66.4% below this benchmark. While the company's 10-year median is 0.59 vs. the industry median of 11.98, ZhongAn Online P&C Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZhongAn Online P&C Insurance Co's current Pretax Margin % of 4.03% is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ZhongAn Online P&C Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZhongAn Online P&C Insurance Co's current Pretax Margin % is 4.03%, which is 583% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
ZhongAn Online P&C Insurance Co (ZZHGF) has a current Pretax Margin % of 4.03%. The stock's GF Value™ is $2.65, compared to a current price of $1.50 — trading 43.4% below its estimated fair value. The current Pretax Margin % is 4.03%, which is 583% above median its 10-year median of 0.59 and 66.4% below the Insurance industry median of 11.98. ZhongAn Online P&C Insurance Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (ZZHGF), the current Pretax Margin % is 4.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZhongAn Online P&C Insurance Co (ZZHGF) Overvalued in 2026?
Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued.
The current stock price of $1.50 is trading 43.4% below its estimated GF Value™ of $2.65.
Key valuation signals for ZZHGF:
Pretax Margin %: 4.03% (583% above median its 10-year median of 0.59)
GF Value™: $2.65 vs. price of $1.50 (43.4% below fair value)
Industry Position: 66.4% below the Insurance median (#399 of 504)
No single metric tells the full story. See the ZZHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZhongAn Online P&C Insurance Co Business Description
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
84GF Score
Get the complete analysis for ZZHGF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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