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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, ZhongAn Online P&C Insurance Co's share price is $1.50.
ZhongAn Online P&C Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.10. Hence, ZhongAn Online P&C Insurance Co's PS Ratio for today is 0.48.
The historical rank and industry rank for ZhongAn Online P&C Insurance Co's PS Ratio or its related term are showing as below:
ZZHGF'
s PS Ratio Range Over the Past 10 Years
Min: 0.37 Med: 1.55 Max: 35.73
Current: 0.44
During the past 12 years, ZhongAn Online P&C Insurance Co's highest PS Ratio was 35.73. The lowest was 0.37. And the median was 1.55.
ZZHGF's PS Ratio is ranked better than 84.83% of 501
companies
in the Insurance industry
Industry Median: 1.16
vs ZZHGF: 0.44
ZhongAn Online P&C Insurance Co Ltd revenue growth has slowed down over the past 12 months.
During the past 3 years, the average Revenue per Share Growth Rate was 13.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 10.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 28.80% per year.
During the past 12 years, ZhongAn Online P&C Insurance Co's highest 3-Year average Revenue per Share Growth Rate was 91.90% per year. The lowest was 10.10% per year. And the median was 35.30% per year.
Back to Basics: PS Ratio
ZhongAn Online P&C Insurance Co (OTCPK:ZZHGF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
ZhongAn Online P&C Insurance Co PS Ratio Related Terms
ZhongAn Online P&C Insurance Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, ZhongAn Online P&C Insurance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZhongAn Online P&C Insurance Co PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, ZhongAn Online P&C Insurance Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where ZhongAn Online P&C Insurance Co's PS Ratio falls into.
ZhongAn Online P&C Insurance Co PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
ZhongAn Online P&C Insurance Co's Share Price of today is $1.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ZhongAn Online P&C Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
ZhongAn Online P&C Insurance Co (ZZHGF) has a PS Ratio of 0.48 as of Jul. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on ZhongAn Online P&C Insurance Co and its competitors. This is 69% below median its historical median of 1.55. Over the past decade, ZhongAn Online P&C Insurance Co's PS Ratio has ranged from 0.37 to 35.73. According to the industry distribution chart, ZhongAn Online P&C Insurance Co ranks #76 out of 501 companies in the Insurance industry, placing it in the top 15.2%.
Is ZhongAn Online P&C Insurance Co's PS Ratio too high?
ZhongAn Online P&C Insurance Co's current PS Ratio of 0.48 is 69% below median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 35.73. The Insurance industry median PS Ratio is 1.16. ZhongAn Online P&C Insurance Co's value of 0.48 is 58.6% below this industry median. Based on the distribution chart, ZhongAn Online P&C Insurance Co ranks #76 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, ZhongAn Online P&C Insurance Co ranks #76 out of 501 companies for PS Ratio. This places ZhongAn Online P&C Insurance Co in the top 15% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. ZhongAn Online P&C Insurance Co's value of 0.48 is 58.6% below this benchmark. Historically, ZhongAn Online P&C Insurance Co's own PS Ratio has ranged from 0.37 to 35.73 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 1.16, ZhongAn Online P&C Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZhongAn Online P&C Insurance Co's current PS Ratio of 0.48 is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on ZhongAn Online P&C Insurance Co and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZhongAn Online P&C Insurance Co's current PS Ratio is 0.48, which is 69% below median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
ZhongAn Online P&C Insurance Co (ZZHGF) has a current PS Ratio of 0.48. The stock's GF Value™ is $2.35, compared to a current price of $1.50 — trading 36.2% below its estimated fair value. The current PS Ratio is 0.48, which is 69% below median its 10-year median of 1.55 and 58.6% below the Insurance industry median of 1.16. ZhongAn Online P&C Insurance Co's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (ZZHGF), the current PS Ratio is 0.48 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZhongAn Online P&C Insurance Co (ZZHGF) Overvalued in 2026?
Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued.
The current stock price of $1.50 is trading 36.2% below its estimated GF Value™ of $2.35.
Key valuation signals for ZZHGF:
PS Ratio: 0.48 (69% below median its 10-year median of 1.55)
GF Value™: $2.35 vs. price of $1.50 (36.2% below fair value)
Industry Position: 58.6% below the Insurance median (#76 of 501)
No single metric tells the full story. See the ZZHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZhongAn Online P&C Insurance Co Business Description
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
83GF Score
Get the complete analysis for ZZHGF
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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