ZZHGF (ZhongAn Online P&C Insurance Co) FCF Yield %: 18.05 (As of Jun. 30, 2026)


ZZHGF ZhongAn Online P&C Insurance Co Ltd ZZHGF
84 GF Score
Price $1.50
GF Value $2.75
! 2 Warning Signs
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What is ZhongAn Online P&C Insurance Co FCF Yield %?

ZhongAn Online P&C Insurance Co ZZHGF -37.50% 84 FCF Yield % is 18.05 as of Jun. 30, 2026. GuruFocus rates ZZHGF with a GF Score™ of 84/100 and a GF Value™ of $2.75. The stock has 2 warning signs investors should review. Among 508 Insurance companies, ZhongAn Online P&C Insurance Co ranks better than 78.35% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, ZhongAn Online P&C Insurance Co's Trailing 12-Month Free Cash Flow is $350 Mil, and Market Cap is $1,970 Mil. Therefore, ZhongAn Online P&C Insurance Co's FCF Yield % for today is 18.05%.

The historical rank and industry rank for ZhongAn Online P&C Insurance Co's FCF Yield % or its related term are showing as below:

ZZHGF' s FCF Yield % Range Over the Past 10 Years
Min: -7.41   Med: -2.19   Max: 19.22
Current: 18.05


During the past 12 years, the highest FCF Yield % of ZhongAn Online P&C Insurance Co was 19.22%. The lowest was -7.41%. And the median was -2.19%.

ZZHGF's FCF Yield % is ranked better than
78.35% of 508 companies
in the Insurance industry
Industry Median: 7.07 vs ZZHGF: 18.05

ZhongAn Online P&C Insurance Co's FCF Margin % for the quarter that ended in Dec. 2025 was 6.78%.


ZhongAn Online P&C Insurance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


ZhongAn Online P&C Insurance Co FCF Yield % Related Terms


ZhongAn Online P&C Insurance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for ZhongAn Online P&C Insurance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZhongAn Online P&C Insurance Co FCF Yield % Chart

ZhongAn Online P&C Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.01 -4.36 7.61 4.22 13.99

ZhongAn Online P&C Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.20 1.03 7.41 15.19 14.47

ZZHGF vs CB, PGR, TRV: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, ZhongAn Online P&C Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZhongAn Online P&C Insurance Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, ZhongAn Online P&C Insurance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where ZhongAn Online P&C Insurance Co's FCF Yield % falls into.


ZZHGF
84GF Score
ZhongAn Online P&C Insurance Co Ltd ZZHGF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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ZhongAn Online P&C Insurance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

ZhongAn Online P&C Insurance Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=353.492 / 2527.2195
=13.99%

ZhongAn Online P&C Insurance Co's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=182.82 * 2 / 2527.2195
=14.47%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 18.05 mean?
ZhongAn Online P&C Insurance Co (ZZHGF) has a FCF Yield % of 18.05 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ZhongAn Online P&C Insurance Co and its competitors. According to the industry distribution chart, ZhongAn Online P&C Insurance Co ranks #110 out of 508 companies in the Insurance industry, placing it in the top 21.7%.
Is ZhongAn Online P&C Insurance Co's FCF Yield % too high?
ZhongAn Online P&C Insurance Co's current FCF Yield % is 18.05. The Insurance industry median FCF Yield % is 7.07. ZhongAn Online P&C Insurance Co's value of 18.05 is 155.3% above this industry median. Based on the distribution chart, ZhongAn Online P&C Insurance Co ranks #110 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, ZhongAn Online P&C Insurance Co ranks #110 out of 508 companies for FCF Yield %. This places ZhongAn Online P&C Insurance Co in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.07. ZhongAn Online P&C Insurance Co's value of 18.05 is 155.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.07, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZhongAn Online P&C Insurance Co's current FCF Yield % of 18.05 is 155.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ZhongAn Online P&C Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZhongAn Online P&C Insurance Co's current FCF Yield % is 18.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
ZhongAn Online P&C Insurance Co (ZZHGF) has a current FCF Yield % of 18.05. The stock's GF Value™ is $2.75, compared to a current price of $1.50 — trading 45.5% below its estimated fair value. The current FCF Yield % is 18.05 and 155.3% above the Insurance industry median of 7.07. ZhongAn Online P&C Insurance Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (ZZHGF), the current FCF Yield % is 18.05 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZhongAn Online P&C Insurance Co (ZZHGF) Overvalued in 2026?

Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued. The current stock price of $1.50 is trading 45.5% below its estimated GF Value™ of $2.75.

Key valuation signals for ZZHGF:

  • FCF Yield %: 18.05
  • GF Value™: $2.75 vs. price of $1.50 (45.5% below fair value)
  • GF Score™: 84/100 with 2 warning signs
  • Industry Position: 155.3% above the Insurance median (#110 of 508)

No single metric tells the full story. See the ZZHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZhongAn Online P&C Insurance Co Business Description

Address 219 Yuanmingyuan Road, Shanghai, CHN
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
84GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.50
Price
$2.75
GF Value