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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. ZhongAn Online P&C Insurance Co's selling, general, & admin. expense for the
six
months ended in Dec. 2025 was $581 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $1,121 Mil.
ZhongAn Online P&C Insurance Co (OTCPK:ZZHGF) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
ZhongAn Online P&C Insurance Co Selling, General, & Admin. Expense Related Terms
ZhongAn Online P&C Insurance Co Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZhongAn Online P&C Insurance Co Selling, General, & Admin. Expense Chart
ZZHGF vs CB, PGR, TRV: Selling, General, & Admin. Expense Comparison
For the Insurance - Property & Casualty subindustry, ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZhongAn Online P&C Insurance Co Selling, General, & Admin. Expense vs Insurance Industry
For the Insurance industry and Financial Services sector, ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense falls into.
ZhongAn Online P&C Insurance Co Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1,121 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of $1,121 Mil mean?
ZhongAn Online P&C Insurance Co (ZZHGF) has a Selling, General, & Admin. Expense of $1,121 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on ZhongAn Online P&C Insurance Co and its competitors.
Is ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense too high?
ZhongAn Online P&C Insurance Co's current Selling, General, & Admin. Expense is $1,121 Mil. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense compare to CB and PGR?
ZhongAn Online P&C Insurance Co's Selling, General, & Admin. Expense of $1,121 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on ZhongAn Online P&C Insurance Co and its competitors. ZhongAn Online P&C Insurance Co's current Selling, General, & Admin. Expense is $1,121 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
ZhongAn Online P&C Insurance Co (ZZHGF) has a current Selling, General, & Admin. Expense of $1,121 Mil. The stock's GF Value™ is $2.37, compared to a current price of $1.50 — trading 36.7% below its estimated fair value. The current Selling, General, & Admin. Expense is $1,121 Mil. ZhongAn Online P&C Insurance Co's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (ZZHGF), the current Selling, General, & Admin. Expense is $1,121 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZhongAn Online P&C Insurance Co (ZZHGF) Overvalued in 2026?
Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued.
The current stock price of $1.50 is trading 36.7% below its estimated GF Value™ of $2.37.
Key valuation signals for ZZHGF:
Selling, General, & Admin. Expense: $1,121 Mil
GF Value™: $2.37 vs. price of $1.50 (36.7% below fair value)
No single metric tells the full story. See the ZZHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
85GF Score
Get the complete analysis for ZZHGF
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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